NEWS
What to Know if You’re New to Canada
Canada has seen a surge of international migration over the last few years. With all these new faces in town wanting to plant roots in this great country, we wanted to touch base on some of the details surrounding mortgages and how new immigrants can qualify to be homeowners. ...more 
Determine Your Monthly Budget
It's easy to get overwhelmed when thinking about your finances, especially if you are saddled with debt. The best way to determine your monthly budget is to start by recording your total monthly income for the family and your total monthly expenses. ...more 
To Defer or Not to Defer
With Canada's major Mortgage Finance Companies (MFC's) and all six big banks offering mortgage deferrals of up to 6 months, as well as case-by-case options from credit unions, one of the major questions currently facing Canadians amid COVID-19 is do you defer your mortgage? ...more 
What You Need to Know Before You Buy
Spring is one of the busiest seasons for retail activity as the good weather gives people lots of time for decluttering, showing the home, garage sales, packing and moving into your new space! Buying a home is an extremely exciting and fulfilling adventure, but before you get started let’s go through some of the most important things you need to know before you buy a home. ...more 
MA Welcomes, Sangeeta Nair – Director of Compliance and Operations
Please welcome Sangeeta Nair, Director of Compliance and Operations, to our great management team at Mortgage Architects! ...more 
Up or Down-Sizing? Get Yourself Mortgage Ready for a Move This Spring!
Moving homes can be triggered by a variety of things, but the most common reason is space…not enough, or perhaps a little too much. ...more 
How to Leverage Your RRSP’s to Buy Your First Home
Are you in the market for your first home? Dreaming of a space you can call your own? If you are an eligible first time home-buyer, then contributing to your RRSP’s before the March 2 deadline can help you increase the funds available for your home purchase. ...more 
Refinancing & Paying a Mortgage Off Faster
By refinancing, you may, at first glance potentially be extending the time it will take to pay off your mortgage, but there are many ways to pay a mortgage off faster and save thousands in interest payments. It is worth speaking to your broker to discuss merging higher interest balances into a mortgage balance....more 
An Age Old Debate
Just about anytime two people of different generations discuss entering the real estate market, the question arises: Who had it easier trying to get into the housing market?...more 
MA is pleased to welcome Jason Marshall to the family!
We are pleased to announce Jason Marshall as our newest (and additional) VP of Western Canada. ...more 
6 Things All Co-signors Should Consider
Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc.). In today’s market conditions, a co-signor can offer a solution to overcome the high market prices and stress testing measures that are now in place for Canadian borrowers....more 
Canada's First Time Homebuyer Incentive Program
The new First-Time Home Buyer Incentive allows eligible first-time homebuyers, who have the minimum downpayment for an insured mortgage, to apply to finance a portion of their home purchase through a form of shared equity mortgage with the Government of Canada....more 
Mortgage Brokers Can Help You Get Financing for Every Stage of Your Life
Buying a home can feel like a journey. Whether it’s your first or your 10th, there are many steps to go through and things you should be aware of. The trend towards using mortgage brokers to arrange mortgage financing is continually increasing. Why has this shift occurred? Well, very simply put, TOP-NOTCH SERVICE and UNBIASED ADVICE!...more 
Michael Celuch has made the move to MA!
Mortgage Architects (“MA”) is delighted to welcome Michael Celuch to its growing network of professional mortgage brokers and franchises in Canada. “Mortgage Mike” has over 30 years’ experience helping his clients find the mortgage financing tailored specifically to their needs....more 
4 Costs To Consider As A First-Time Homebuyer
Oftentimes even the most organized and detail oriented first-time homebuyer can overlook some unexpected costs that come with the purchase of their new home. We are outlining four of the costs that we most commonly see overlooked by homebuyers in hopes that we can better prepare you—and save you from a few surprises!...more |
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