Joe Sammut is an independent Mortgage Broker and one of the founding partners of Mortgage Architects.  Devoted to your mortgage needs, with over 60 years of combined experience, Joe Sammut and his Mortgage Gate Team of professionals are committed to making your mortgage experience an effortless and rewarding one.  With offices in Toronto and Orangeville, we service the entire GTA!

Starting his career in Financial Services, Joe joined the mortgage industry in 1992.  Clients appreciate his forthright manner and his genuine dedication in helping his clients find the best mortgage to suit their needs.  Joe takes great pride in working with individuals to help make their mortgage decision easier and providing them the knowledge they need to make educated choices for their financing.  He strives to create a unique experience for his clients by making them feel confident and comfortable in moving forward to reach their financial balance.  These qualities make him a vital resource for his clients throughout the life of their mortgage.

With over 30 lenders to choose from, we're able to shop and compare for the right combination of mortgage features, options and rate to meet your requirements.

We specialize in: PURCHASE FINANCING, FIRST TIME BUYERS, RENEWALS, REFINANCING, DEBT CONSOLIDATION, MORTGAGES FOR THE SELF-EMPLOYED, INVESTMENT PROPERTIES, RECREATIONAL PROPERTIES, RATE GUARANTEES AND SECOND MORTGAGES.

Obtaining the right mortgage doesn't have to be difficult - let us be your guide

Complete the simple on-line application or give us a call, our team can process your mortgage in record time!