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Ray Cummings
Mortgage Planner

P Atlantic 902 830-7292   C Ontario/Canada Wide 705-868-7797  
BUSINESS ADDRESS
604 Bedford Hwy Unit 202, Halifax NS B3M 2L8
SERVING
Halifax
Language Spoken
English
Corporate office address
5675 Whittle Road, Mississauga, Ontario L4Z 3P8

Experience counts! I can save you time and money!! Mortgage Architects is a part of the Largest Mortgage Originator Group in Canada. Local Brokers with National power, resulting in the Best Mortgage Rates and Products in the country!

We offer unique products such as No Down Payment Mortgages!! GREAT PRODUCTS AND RATES!!!

With access to a vast network of over 50 lending institutions - including major banks such as (TD, Scotiabank, etc.) as well as credit unions, trust companies and other national and regional mortgage lenders, I have the tools to build a customized mortgage plan, with the features and options that meet your needs, whether you are:

◦purchasing your first or next home;

◦investing in property or buying a vacation/second home;

◦refinancing to boost cash flow and drive down debt; or,

◦looking at options for your mortgage renewal.

Private Lending in Atlantic Canada, Ontario & Canada Wide  

Residential and Commercial Mortgages

And since my business is built primarily through referrals from satisfied customers, your positive mortgage experience is essential! Your mortgage is a big decision and a powerful financial tool. I look forward to helping you achieve your financial and homeownership goals.

Thank you for considering my mortgage planning services. For most people, their mortgage represents their largest and lowest-cost debt obligation and their home is generally their most significant asset. That's why a mortgage plan is so important. The right mortgage plan can protect you from a financial downturn, save you thousands of dollars, and help build your wealth over time.

Please email/text or call for a chat to review your situation.

Thanks,
Ray



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