If You’ve Been Misread, Misquoted, or Left Guessing—You’re Not Alone.
What you need isn’t a lower rate. It’s a better diagnosis.

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But when the wrong story is told, the right outcome disappears.

After 9+ years working in clinical trials—and before that, as a practicing physician—I transitioned into full-time mortgage brokering to fix what I saw too often: smart people being set up for costly surprises they never saw coming.

Today, as a licensed Mortgage Broker under Mortgage Architects (MA), I structure every mortgage file with the same precision, foresight, and risk-awareness that guided my work in medicine—where outcomes were everything, and guesswork was never allowed.

I don’t quote rates to impress. I decode files to protect.

I translate every number, clause, and timeline into a strategy that serves your long-term goals—while aligning with what lenders need to see. My job isn’t to push paperwork. It’s to prevent problems before they begin.

Because when you're making one of the biggest financial decisions of your life, clarity isn’t optional. It’s everything.

• First-time buyers who want clarity, not confusion
• Self-employed Canadians who keep getting misread
• Homeowners looking to restructure with purpose
• Families facing divorce, debt, or major life transitions

If the bank made it murky—I make it clear.

Before You Sign—Let’s Run the Real Numbers

The worst mortgage mistake is the one you didn’t see coming.

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