Hi, I'm Lucia Gugliuzzi.

For 22+ years, I've helped families across Vaughan and Ontario get a real answer on their mortgage — including the self-employed, the complex-income, and the people the big banks turned away.

I started in personal banking, where I put in the work to truly understand how lenders make decisions. What's always driven me is wanting to actually help people, not just process a file — that's why I moved into mortgage brokering, so I could work for you instead of one bank, comparing 50+ lenders to find what actually fits your situation.

I'll always give you an honest answer and a real plan, not just a rate. Book a free, no-obligation consultation, and let's talk about your options.

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Visit my full site at luciamortgage.ca for mortgage resources, calculators, and guides.