NEWS
Was the CMHC premium increase really a tax increase?
On June 29, 2017 CMHC announced that it would pay a $4 billion dollar special dividend to the federal government. This dividend will be paid out over period of time not longer than two years. A spokesperson for CMHC was quoted as saying that the special dividend returns excess capital to the Government of Canada....more 
Government measures are cooling off the housing market, Morneau says
The finance minister says the real estate price increases seen in Toronto and Vancouver were “unsustainable.”...more 
The anatomy of historic housing bubbles (and how Canada’s market compares)
DBRS has compared several housing bubbles dating back to the late ‘80s with Canada’s rapid growth in home prices and credit in recent years....more 
Canadian home sales see biggest monthly drop in 7 years
Home sales in June posted their largest monthly drop in seven years, driven by a plunge in the Greater Toronto market, the Canadian Real Estate Association said Monday....more 
What do high GTA home values have to do with Cottage Country prices? A lot, apparently
While runaway home prices in the Greater Toronto Area may be frustrating the average house hunter, windfalls from soaring land values are helping sellers fund purchases of recreational properties nearby....more 
9 Essential Things Every New Homeowner Should Have
These must-haves will make things a lot easier in the first few weeks. ...more 
Expect Canada’s housing market to crash like America’s did? Don’t count on it.
Major US-based credit-rating agency Fitch Ratings has some good news — and some bad news — for Canada’s housing market....more 
Study Reveals The #1 Reason Millennials Want to Pack Up and Move
Think about the last time you moved into a new place—why did you leave? If it was because you needed a change of scenery, you're not alone....more 
How to break free from the vicious circle of renting
Tenants living in downtown Toronto are caught in a vicious circle of renting. They want to live downtown Toronto where there is a wider selection of rental units, where there’s more job opportunities, and everything is within walking distance. The issue is that rent has gotten so high that tenants can’t put aside money to save for a downpayment on a home....more 
Predicting the future of Canada’s largest market
Toronto’s market has shown signs of cooling, but how long is it expected to last? Not long, according to one industry veteran....more 
What Is a Mortgage Broker? Welcome to Your Personal Home Loan Shopper
What is a mortgage broker? In a nutshell, this professional helps you find the best mortgage by shopping all the options at your disposal. This can be a huge plus if you're feeling overwhelmed by the mortgage process and can't tell which loan is right for you....more 
What Is Mortgage Fraud? Steer Clear of These 3 Offenses
There are white lies, and then there's mortgage fraud. Yes, sometimes it can be hard to tell the difference, but it's essential for home buyers to understand exactly where the line is drawn, because the consequences can be dire if you cross it. So what is mortgage fraud?...more 
How borrowers, savers and investors can prepare for higher interest rates
The Bank of Canada has begun the process of slapping Canadians back to reality on interest rates....more 
Home Inspections: Protecting your purchase
Surprises are never welcomed when purchasing a new home. The more information that you have, the easier it is to plan for any expense that may come up....more 
You Could Be Wrecking Your Home — And Not Know It (Yet)
First-time homeowners often make these 9 common — and avoidable — mistakes. Don’t be one of them....more |
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