NEWS
Is your mortgage insurable? It could save you thousands if it is.
The new mortgage rules have created three categories of mortgages: insured, insurable and uninsurable. Currently five year fixed mortgage rates typically range from 3.69% for an insured mortgage to 3.99% for an uninsurable mortgage. Based on current interest rates and a typical mortgage amount $300,000 that would be a savings of more than $20,000 over the life of your mortgage....more 
Central bank holds rate amid oil slump; casts doubt on future hikes
The Bank of Canada left its trend-setting interest rate untouched Wednesday as fresh economic developments — including the sharp drop in oil prices — threatened to delay future hikes....more 
Why Real Estate Builds Wealth More Consistently Than Other Asset Classes
If you lived through the recent real estate and economic recessions, the very headline of this article might cause you some emotional pain. Less than ten years ago, the country was swept with an economic crisis the likes of which our generation had never seen. I personally remember driving down the street in California’s Central Valley and seeing “for sale” signs on practically one of every four houses. It felt like the market would never recover. Fast forward a few short years and now massive wealth is being built through real estate—often by average Joes....more 
Haunted House? How Stigmas May Affect Its Value
Superstitions, stigmas and the supernatural – whether you believe in them or not, they can have a very real impact on how long it takes to sell your home and the price you’ll get for it. ...more 
Interest rates were just hiked — here’s what it means for the 2019 Canadian housing market
As was widely expected, the Bank of Canada (BoC) hiked the overnight rate to 1.75 percent....more 
20 years old, 20 per cent down on a house. It’s possible!
Imagine being just 20 years old and putting down a full 20 per cent — $68,000 — on your first condo. Plus, you have cash left over for closing and moving costs, even some money for decorating. At 20 per cent down, you don’t even have to pay for mortgage loan insurance....more 
How to Choose a Neighbourhood
9 key questions to answer when you’re location shopping. ...more 
Housing affordability is more important to BC Millennials than fighting climate change, childcare: poll
There are many big issues looming over BC Millennials ahead of next year’s federal election, from climate change and trade relations to government spending and tax cuts....more 
Mortgages Soar For Canadians In Their 80s, 90s
With new mortgage rules and higher interest rates putting the squeeze on Canadian homebuyers, some have found a new approach: Get the parents (or grandparents) to bankroll your purchase....more 
My Mortgage Planner App is Here!
We’re making it easier for you to navigate the Canadian mortgage landscape....more 
Buyer beware: How purchasing property from a non-resident of Canada could leave you with a hefty tax bill
You could be personally liable for the vendor’s Canadian capital gains tax if you don’t take certain precautions. Here's what you need to know....more 
Making the most of your mortgage broker
The process of becoming a homeowner can be long and arduous, and your mortgage broker is one of your key allies in getting a mortgage in order to buy a home. But if done right, the relationship between you and your broker doesn’t stop once you have the keys....more 
Can Appliances Really Impact My Mortgage?
When you’re shopping for your new home, you might fall in love with the kitchen that will let you host the parties of your dreams. Or it could be the mudroom that’s perfect for your family to toss in their sports jerseys right after practice. But are you falling for the functionality and flow of the rooms, or are you really attracted to the matching stainless steel fridge and stove or the high-efficiency washer and dryer?...more 
Canada’s Most Competitive Housing Markets Are Not Where You Think
With just 43 sales for every 100 homes listed, Vancouver is the country's second-weakest housing market....more 
Bank of Canada holds interest rates steady, but October hike looms
The Bank of Canada (BoC) kept its trend-setting interest rate steady at 1.5 per cent on Wednesday but appeared to keep the door open to a possible rate hike at its next meeting on Oct. 24....more |
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