NEWS
Reverse Mortgages may be the least costly way to access the equity in your home!
One of the consequences of all the mortgage rule changes made by the government is that lenders are now required to place more emphasis on the borrower’s income and their ability cover the cost of their mortgage payment....more 
4 major hurdles for first-time buyers and how to get over them
When it comes to buying your first home, there are many hurdles to leap. The high prices in the Greater Toronto Area (GTA) add to the intimidation factor if you’ve never gone through the homebuying process before. ...more 
TD Bank drops 5-year variable mortgage rate as competition among big lenders heats up
TD lowered its five-year variable closed rate to 2.45 per cent, or 1.15 per cent lower than its prime rate, for the month of May...more 
Canadian Mortgage Defaults Haven’t Been This Low Since 2006
Canadian real estate borrowers are paying their mortgages at a near record pace. Filings with the Canadian Bankers Association (CBA) for the first quarter, show mortgages in arrears have fallen to new lows. The largest markets of Ontario and BC are just off of record lows. That sounds like great news, but more often is a sign of an overly liquid market....more 
Here’s the income you need to pass the mortgage stress test across Canada
The latest set of federal mortgage rules has been blowing a cool wind over almost every Canadian real estate market....more 
Two ways variable-rate mortgages are the better deal right now
The safe and sound choice in today’s mortgage market is to lock down a rate for five years and let borrowing costs do what they may....more 
High Debt Loads Or Not, Canadians Are Rocking This Mortgage Thing
But with a slowdown in the housing market likely ahead, that probably won't last. ...more 
Review of sales practices at Big Six banks finds risks of 'mis-selling' to customers
Watchdog warns the banks’ sales-focused culture elevates the risk that employees may flout consumer protection rules...more 
Uninsured mortgages surge amid cooldown in housing activity
Canada’s uninsured mortgage market reached an 8-year high in January as government steps to reduce taxpayer exposure to the housing market gained traction, according to fresh numbers from the country’s banking regulator....more 
Three real-life signs that interest rate hikes are already starting to bite
The three interest rate increases since July are starting to have an impact on Canadian consumers....more 
How to Choose a Neighbourhood
9 key questions to answer when you’re location shopping. ...more 
What Is Mortgage Fraud? Steer Clear of These 3 Offenses
There are white lies, and then there's mortgage fraud. Yes, sometimes it can be hard to tell the difference, but it's essential for home buyers to understand exactly where the line is drawn, because the consequences can be dire if you cross it. So what is mortgage fraud?...more 
5 ways millennial couples can prepare for homeownership
While millennials make up a large portion of potential homebuyers, high prices, mortgage rules, and many other factors make it extremely difficult for them to realize their dream of homeownership. ...more 
As Canada’s new mortgage rules impact home buying, here’s where industry experts think prices are headed
Canadian home prices have been climbing for years, but with the introduction of new mortgage rules and January’s Bank of Canada rate hike, will prices continue to rise in 2018? According to some industry experts, the answer is they likely will. ...more 
20% more mortgages are being denied by big banks, sending borrowers down the credit ladder
Stricter mortgage rules are sending borrowers towards more risky lenders that are out of the regulator's purview...more |
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