NEWS
Paula Scott is making the move to MA!
Mortgage Architects (“MA”) is delighted to welcome Paula Scott to its growing network of professional mortgage brokers and franchises in Canada....more 
How Much Does It Cost to Build a House?
For many Canadians, the dream of building a home is more appealing than just buying one. Building a home comes with many benefits, and if we’re being perfectly honest, some headaches. ...more 
Robert Scaglione is making the move to MA!
Mortgage Architects – is pleased to announce the recent appointment of Robert Scaglione as Lead Planner in Burnaby, B.C. Robert cites “core values”, “the quality of the MA team”, “tools” and “reputation” as key reasons for joining Mortgage Architects....more 
Darlene Hanley is making the move to MA!
Mortgage Architects (“MA”) is delighted to welcome Darlene Hanley and her team at The Hanley Mortgage Group to its growing network of professional mortgage brokers and franchises in Canada. ...more 
3 ways to change the mortgage stress test that will actually help Canadian homebuyers
Canada’s stress test for uninsured mortgages has been under fire from the real estate industry, but it appears policymakers are unlikely to budge and scrap the year-old measure....more 
How the federal budget could tweak the mortgage stress test
When the federal government rolled out a mortgage “stress test” last January, it was meant to keep Canadians from taking on more real estate debt than they could afford....more 
A first-time homebuyer’s guide to purchasing home insurance
If you’ve ever nervously watched water drip from your apartment ceiling, or have nearly set your oven ablaze by neglecting a tray of chicken fingers, you’ve probably found comfort in your tenant’s insurance coverage. Homeownership is no different — something will inevitably burst, break or leak, and you’ll want the safety of home insurance for when accidents happen....more 
Homeownership is still affordable for singles in the Prairies and Atlantic Canada
Affording a home in some of Canada’s major housing markets can take what seems like a herculean effort, even for households with two typical incomes. ...more 
Jason Armstrong is making the move to MA!
Mortgage Architects (“MA”) is proud to welcome Jason Armstrong and his team of mortgage agents in London, ON to its network of professional mortgage brokers and franchises in Canada....more 
5 essential finance tips that every first-time homebuyer should know
The buying process might appear straightforward to any first-time buyer— you find the house you love, sign on the dotted line and get the keys. But prior to those months of browsing MLS and late-night offer negotiations, are months —even years— of carefully coordinated financial planning, budgeting and discipline....more 
Canada considers applying mortgage stress test rules to private lenders, sources say
Canada is considering subjecting private lenders to the same mortgage stress test rules faced by banks to prevent housing markets from being destabilized by the lenders’ rapid growth, three sources with direct knowledge of the matter said....more 
3 reasons high household debt in Canada won’t contribute to a US-style housing crash
By one measure, conditions in Canada are reminiscent of those present in the US right before a stateside housing bubble burst, yet a repeat performance to the north is unlikely....more 
The problem with the Canadian government’s mortgage stress test
On a recent segment of BNN Bloomberg, Toronto realtor John Pasalis voiced support for extended mortgage stress testing nearly a year to the day after the federal government introduced it....more 
Mortgage stress test takes a toll on Toronto renters, too
Mortgage stress tests aren’t just affecting would-be homebuyers in Canada. Renters, even those with no intention of buying any time soon, are facing increasing rents in Toronto as a result of the federal policy, a popular real estate analyst suggests....more 
Money for Life: Should my bonus go to the mortgage or RRSP?
Q: My husband and I recently bought a new house in Stoney Creek, and my employer has just paid me a nice bonus for this past year. Should I use the extra cash to pay down our mortgage or should I put it in my RRSP? I don't want us to just spend it....more |
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