Founded by a group of top mortgage industry professionals, Canadian-owned and operated myNext Mortgage Company is a next-generation mortgage lender that combines the best of experience and innovation. The company is focused on delivering products that meet the diverse and changing mortgage needs of Canadians, and is dedicated to customer service and satisfaction. Our mission is to advance over $1 billion in mortgages per year to Canadian homeowners.

myNext is an approved lender with the largest Canadian mortgage insurer – Canada Mortgage and Housing Corporation (CMHC), private insurers and various financial institutions. Our approved lender status allows us to offer products that meet a broad range of mortgage needs. There are many reasons our customers prefer a myNext mortgage, including:

• Competitive mortgage products:
• Conventional and high-ratio;
• Fixed rate, variable rate and home equity line of credit;
• Up to 100% financing (includes 5% borrowed downpayment);
• Stated income for business-for-self or 100% commissioned;
• Vacation/secondary homes;
• Investment properties;
• New to Canada;
• Refinance for debt consolidation, renovations;
• Low payments through long amortizations.
• Flexible pre-payment options – prepay up to 20% of your principal at no charge on any payment date during the year and increase your payments by up to 20% once per year;
• Mortgage may be transferred to a new property or assumed by new purchasers upon qualification;
• Competitive pay out privileges – you may prepay your mortgage in full prior to maturity upon payment of a early discharge penalty that conforms to industry standards;
• Competitive renewals for customers in good payment standing;
• No branch network so we pass the savings on to you.

Our customers also appreciate that myNext has exclusive distribution with Mortgage Architects, a national mortgage brokerage with its corporate head office in Mississauga and regional offices in Vancouver, Calgary, Laval, and Halifax. Annual mortgage volume exceeds $4 billion. The mortgage planners at Mortgage Architects must meet the highest professional standards and are considered ‘best in class’ in the mortgage brokerage industry. Their elite planners are qualified to provide debt management advice that can mean significant savings and wealth creation for you over the long term.