Toronto, ON (March 30, 2010) - Alex Haditaghi, Chairman and Founder of Pacific NA, and Bob Ord, CEO of Mortgage Architects, are pleased to announce that Pacific NA has acquired myNext Lending Corp., which includes national mortgage brokerage Mortgage Architects and myNext Mortgage Company.

Launched in September 2006, Mortgage Architects processed over $5 billion in mortgage applications in 2009 with 64 Lead Planners and over 300 Associate Planners across Canada. As an exclusive lender to Mortgage Architects, myNext Mortgage Company surpassed $1 billion in mortgage fundings in early 2009.

"Mortgage Architects is the jewel of the mortgage industry in Canada," said Haditaghi. "Bob Ord is a renowned industry veteran, they have an exceptional management team, and they designed a company based on a unique model of only 100 elite Lead mortgage planners who are considered the legends of the mortgage brokerage industry."

Prior to founding Mortgage Architects, Bob Ord played an integral role in the development and success of industry giants such as FirstLine Mortgages, Mortgage Centre Canada, Filogix Inc. and Mortgage Intelligence.

"Our goal is to evolve myNext Mortgage Company into a Canadian Bank that is centered around the mortgage financing transaction," said Haditaghi. "We plan to deliver unique products and build the technology infrastructure for the company's mortgage planning mandate, which is to provide niche products and exceptional advice to customers as they move through their life stages, from pre buyer to retired, ultimately managing their debt for the creation of wealth along side a partner financial planner."

"This is wonderful news for our mortgage planners and customers", said Ord. "We began with a vision of an elite financial services organization built on advice, experience, leading-edge technology and unique products and services. We've worked very hard to build that foundation, and now, with Pacific NA and their financial resources, we can take this great brand to that next level."

"For most Canadians, a mortgage is the centerpiece of their financial plans," said Ord. "We always believed that homebuyers were best served by highly experienced mortgage planners. We've had an incredible beginning, and what's on the horizon here is now even better."

ABOUT MORTGAGE ARCHITECTS INC. Mortgage Architects is a national mortgage brokerage with its corporate head office in Mississauga and regional offices in Vancouver, Calgary, Laval, and Halifax. The company is focused on delivering mortgage advice and planning to Canadians. Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other national and regional lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals of homeownership and financial security. For more information: www.mortgagearchitects.ca.

ABOUT MYNEXT MORTGAGE myNext Mortgage Company is a next-generation residential mortgage lender. Built by some of the most experienced professionals in the industry, myNext is focused on delivering products that meet the diverse and changing needs of Canadians, and is dedicated to customer service and satisfaction. Mortgage products are exclusively distributed through Mortgage Architects Inc. myNext is an approved lender with the largest Canadian mortgage insurer - Canada Mortgage and Housing Corporation (CMHC) and other private insurers. For more information: www.mynext.com.

ABOUT PACIFIC NA Pacific NA is a financial services company focused on creating a virtual bank that will deliver unique lending products and mortgage planning services to the company's broker owners.

For more information, please contact: Bob Ord CEO Mortgage Architects - 416.522.9000
OR
Alex Haditaghi Chairman & Founder Pacific NA - 416.528.9999
OR
Kelly Neuber VP Marketing Mortgage Architects - 416.716.1074

St-Jean sur Richelieu, QC (March 12, 2010) - Mortgage Architects is pleased to announce that Serge Lafrenière has joined the company as a Lead Planner, a move that reflects Lafrenière's ability to quickly build his business and reputation since becoming a mortgage planner in December 2008.

We're thrilled that Serge Lafrenière has joined our team of Lead Planners," said Bob Ord, Chairman and CEO of Mortgage Architects. "He is extremely well regarded and we are very impressed with how quickly he has succeeded in his marketplace," said Ord. "He's build a stellar business."

"My goal for the last year was to become a Lead Planner with Mortgage Architects and begin developing my team," said Lafrenière, who cites many reasons for wanting to build his business under Mortgage Architects. "The Mortgage Architects brand has an excellent reputation with clients and lenders, and I appreciate having our own exclusive lender and underwriters," said Lafrenière. A very supportive head office and regional team, excellent communications from the leadership team, and very strong marketing support are some of the additional reasons Lafrenière is looking forward to helping the company with its growth plans in Quebec. "I particularly feel passionate about this company when I hear from our lenders that Mortgage Architects has the highest quality brokers in the business."

Lafrenière has strong financial services experience, having worked for 15 years with a large Canadian bank as a Commercial Loan Manager, and 3 years as a Mortgage Development Manager. He now works with his wife, Chantal Gagnon, who also has extensive experience (18 years) in mortgage financing. Annie Doyon, an assistant with an ACAIQ certificate, completes the team. Lafrenière expects to expand the group in the very near future.

Serge Lafrenière is an excellent addition to the team of Lead Planners here in Quebec, said Luisa Simonetti, Regional Vice President of Quebec for Mortgage Architects. He brings hard work, enthusiasm, new ideas and huge potential."

Halifax, NS (February 22, 2010) - Lead Planner Pamela Valent is pleased to welcome Mustapha Maynard, Todd Slauenwhite, Betty Cox, and Marry-Anne Campbell to her team, bolstering Mortgage Architects presence in Halifax and Nova Scotia.

"We are so pleased to welcome Mustapha, Todd, Betty and Marry-Anne" said Valent. "They all have a stellar reputation in the marketplace and their over 50 years of industry experience will greatly strengthen the value we can bring to our clients and referral sources."

Maynard has held various positions in the financial services industry and owned and operated his own online store, experience he uses to provide an exceptional customer service experience, whether virtually or in person. Slauenwhite, dually licensed for mortgage lending and life insurance, worked for three major Canadian financial institutions prior to focusing on his own business where he could offer a wide range of financial products and services. Cox has considerable experience in the financial industry and has adopted a planning approach to her business, helping clients with the many financing needs they will have during their lifetime. Campbell too has a long history of success in the mortgage industry, and has also worked for one of Canada's largest financial institutions.

"We found many positive advantages to joining Pamela's team," said Maynard. "We gain access to myNext Mortgage Company, and we can use Pamela Valent's infrastructure and training to deliver better value to our customers and grow our volumes." The team of high quality mortgage planners at Mortgage Architects and the many excellent services offered by the company were definite factors in the group's decision to join Mortgage Architects. "We're very pleased with how highly professional Mortgage Architects is and how well they are respected among the industry's lenders," said Slauenwhite. "We look forward to helping clients with their goals for homeownership and financial security," said Cox. "Our focus is our clients and this move is all about improving the level of service we can provide them," said Campbell.

The Pamela Valent team is very well positioned for future growth. "This is just fantastic for Mortgage Architects. We look forward to contributing to the exceptional growth of Mortgage Architects in Nova Scotia," said Valent.

Mortgage Architects adds significant strength to its fast-growing team in Alberta with the signing of Jay Golumbia, a well established professional with a long history of success in the financial services industry.

Mr. Golumbia started his career in Edmonton in the early 1980's; he was successful with several financial institutions and created a financial consulting business. His interest in real estate investment led him to the real estate licensing course in the mid 90's and soon he began developing a growing mortgage and real estate practice in the Edmonton market. In 2001, he married his life partner Susan Klein, and he and daughter Kaeli moved to Calgary. He served as broker of record with a national brokerage firm until mid 2008, and has since built an efficient and profitable production team under the banner of Mortgage Insight, where he is committed to sustaining his reputation of integrity while sharing valuable experience and knowledge with his team and clients.

Mortgage Insight has always focused on mortgage planning. "Mortgage Architects has the 'toolbox' we've been looking for to provide solutions to our clients in their quest for successful homeownership." says Golumbia. "Over the years, I've studied dozens of opportunities in the Canadian mortgage industry searching for the right model that would take our business to the next level. They all offer resources for marketing and other areas of business development and management, but fall short on bridging the gap between our team and those resources. The defining difference we've found at Mortgage Architects is that they are the only group with the infrastructure and human resources to provide the support system needed to really help us "put the rubber to the road!"

"I've also been following Bob Ord's achievements since his Mortgage Centre and FirstLine days and respect his record as a builder in this industry" said Golumbia. "We are excited to have myNext as an exclusive lender and the opportunity for ownership. Mortgage Architects isn't just building another large 'top down' corporation, but are committed to supporting their independent partners with an efficient business model where everyone benefits from the company's growth without having to gamble on a potentially volatile stock price. Our team also appreciates the supportive environment of the MA Planner Network where consultants across Canada help each other because they are confident in their own businesses and are happy to see others in the group succeed for the common good of the company."

Sales Director Tylor Volk, assistant Jessica Worobetz, and associate planner Jason Dosdall look after client and transaction management so Jay can focus on overseeing operations and developing other areas of the business. "We coach our team partners to learn what lenders and alliance partners offer our clients and then specialize in client care." says Golumbia. "Because we view the mortgage as the centerpiece of a homeowner's financial plan, our function is to assist clients in understanding their overall picture, and then help them make informed decisions in choosing the most efficient solution for their situation."

Going forward, the goal of the Insight team is to offer an array of homeowner services under one roof, perhaps by aligning with other providers, and then duplicating the model in other markets. "Having been dual licensed for almost fifteen years, I have always thought that mortgage brokers should initiate referrals to real estate agents or financial planners, not the other way around," said Golumbia. "It's a win - win for service providers and our clients and are better served when financing plans are in order before they start house hunting or looking into real estate or other investments." The Mortgage Insight team plan to add more associate partners and, with the strength of Mortgage Architects behind them, are confident in realizing future prosperity.

Mortgage Architects continues to aggressively grow in Alberta with the signing of lead planner Nolan Matthias, a new-generation mortgage planner and author of the best-selling book Golf Balls Don't Float, a look at how lessons learned as a competitive golfer translate into success in both business and life.

"I chose Mortgage Architects because of their mortgage planning focus, strong leadership team, and reputation in the industry," said Matthias who received his mortgage brokers license while still in university. Matthias has worked with two national mortgage brokerages and also spent a year with Filogix, the industry's leading technology provider. "The year I spent with Filogix gave me a great grounding in this business," said Matthias. "I met so many of Canada's top brokers and I learned from each one of them."

Matthias also credits his parents for helping him get started in the financial industry, both of whom have their own successful financial careers. "I have also known Meini Ickert, Vice-President of National Sales for Mortgage Architects, for many years so I knew that when the time was right, Mortgage Architects was the place for me," said Matthias. But it is the company's mortgage planning focus that was the best fit for Matthias who started talking to his clients about their overall financial picture right from the beginning and actually met with Alice Chan, SVP at Mortgage Architects, while at a Mortgage Planning Conference in Vegas. After the success of his first book, Matthias is now working on his second, which of course is on mortgage planning - The Mortgaged Millionaire.

Matthias currently receives about 60% of his business from realtors who appreciate his philosophy of not selling rate but instead looking at a client's complete financial picture. Referrals being the other primary source of business. "Clients and my referral sources appreciate that I don't focus on rate and always try to protect my clients," said Matthias. "If clients just want to focus on rate, I'm happy to send them elsewhere."

Going forward, Matthias's goals are focused on continuing to build his book of business while meeting his target of having at least 100,000 copies of his new book in print in 5 years.

"It's very exciting to have Nolan Matthias join our fast-growing team in Western Canada," said Ickert. "Nolan Matthias has so much incredible potential, and we're thrilled to help him achieve his many goals for mortgage planning and business success."

John Parker is pleased to welcome Moira Steele and Kevan Ibbotson, the powerhouse Micasa Mortgage Team, to Tudor Mortgage Architects, bolstering the company's presence in Nanaimo and all of Vancouver Island.

"We are so pleased to welcome Moira and Kevan to Tudor Mortgage Architects," said Parker. "Micasa Mortgage has a stellar reputation in the marketplace and their deep experience in both retail and commercial mortgages will greatly bolster our market presence and the value we can bring to our clients and referral sources."

Moira and Kevan will join Tudor Mortgage Architects as "Your Micasa Team". Moira Steele launched the Micasa name in 1997 and, with Kevan joining the company in 2002, together they built a highly successful business based primarily on referrals from satisfied customers and referral sources.

"There are many synergies and economies of scale to be realized by working together," said Parker. "The Nanaimo storefront office gives us the infrastructure to expand and a larger database in which to build our brand."

"We also found many positive advantages," said Ibbotson. "We gain access to myNext Mortgage Company, and we can use John Parker's existing business management to go back to what we both want to focus on, and that's simply working with our clients." Both Kevan and Moira's going forward goals include taking more time off with their families and getting back to the basics of meeting clients' needs. "We don't want to worry about the day-to-day headaches of running a business," said Kevan. "We just want to work with our clients."

The visionary leadership of Bob Ord and the known management team at Mortgage Architects was another factor in the decision for Moira and Kevan to join forces with John Parker.

With two storefronts in Vancouver and this new office in Nanaimo, Tudor Mortgage Architects is well positioned for future growth. "This is just fantastic news for Tudor Mortgage Architects. We look forward to delivering more value to our customers and contributing to the exceptional growth of Mortgage Architects in Western Canada," said Parker.

Airdrie, AB (April 9, 2009) - Mortgage Architects welcomes lead planner Lorrie Rasmussen of fast-growing Airdrie, Alberta. Growth momentum continues to be very strong in the west for Mortgage Architects, with several recent signings of high profile brokers in Alberta.

Lorrie Rasmussen has seen her business rapidly expand since she received her license in 2004, and credits her strong customer service and sales background for laying a strong foundation for success as a mortgage broker. "I was working in new construction sales when I was introduced to brokering. After I got licensed, it was a perfect fit for me to focus on builder business, which really launched my mortgage brokering career," said Rasmussen.

Lorrie has had her storefront office in Airdrie for almost a year and is very excited about building her business in one of the fastest growing cities in Canada. "I've got a great location in a great city. Now I need to focus on the database that I've developed over the last five years," said Rasmussen. "I already get excellent return business but focusing on the different needs of my database will mean a better overall customer experience."

In addition to more focus on her database, additional going forward goals for Lorrie include bringing on additional builders and growing her team with associates who share her vision and values. Associates Janet Batic and Pauline McInnes joined Lorrie's team in 2008.

"The move to Mortgage Architects at this point was just a natural fit," said Lorrie who cites several reasons for making the move, including the company's CRM program, professional web sites, and exclusive lender myNext Mortgage Company. "I also really like the strength of the management team and the overall professionalism of the company. "This was also the right move for my referral sources," said Lorrie.

"Our growth in Western Canada is incredibly exciting," said Meinhard (Meini) Ickert, Vice President of Western Canada for Mortgage Architects. "Lorrie Rasmussen has an excellent business with huge potential, and we're thrilled to help her achieve her next level of success."

Mortgage Architects continues to aggressively grow in Alberta with the signing of lead planner Heidi Dandurand in Red Deer.

For almost 22 years, Heidi Dandurand has been helping the community of Red Deer with their financial services needs. Heidi spent 16 years with a local financial services company in several capacities, including VP Marketing, which gave her an excellent background for her move to become an independent mortgage broker. The last six years she worked with a mortgage team in Red Deer and was recognized by that firm as having the highest percentage sales increase for her region in 2008.

"The time was right for me to make a move and build my own business," said Dandurand. "And making the move to Mortgage Architects was the ideal first step; their model is perfect for what I want to accomplish". Heidi cites several reasons for making the decision to join Mortgage Architects, including the quick success of the organization, the strategic direction, and the many support programs that are available like the professional marketing team.

Heidi is very community minded, having spent the last 24 years in many different volunteer capacities, working with events such as the Festival of Trees and Women of Excellence, fundraising for the Red Deer College's arts program, acting as the promotions director for the Air Show, and starting a successful business networking group for central Alberta.

Going forward plans for Heidi include building a team of associate planners and opening a storefront office in downtown Red Deer, but mostly doing "what I love", serving the Red Deer community through volunteerism and helping its citizens with their dreams of homeownership and financial security.

"Expanding into Red Deer is a huge move forward for our growth plans in Alberta," said Meinhard (Meini) Ickert, Vice President of Western Canada for Mortgage Architects. "Heidi Dandurand is a top notch mortgage professional and we look forward to helping her build a very successful business in Red Deer."

Mortgage Architects is pleased to welcome Jacqui Mulikow and her powerful team of associate planners, increasing the company's presence and market share in Western Canada.

Mulikow, with a rich financial services background, spent 20 years with major Canadian financial institutions, primarily as a mortgage specialist and for a short time as a financial planner, before becoming an independent mortgage consultant in 2004, a move Mulikow calls "amazing."

"I found the move to be an independent broker relatively easy because I maintained a very strong rapport with my network of financial planners," said Mulikow, whose number one source of business continues to be from financial planners.

"That planning model is one of the reasons I moved to Mortgage Architects," says Mulikow. "I don't want my business transactional, but rather my goal is to be focused on my existing clients and offer them tailored information and advice." Other reasons Jacqui cites for making the move include the exclusivity of Mortgage Architects, the quality of people and information, and Bob Ord's reputation in the industry and his ability to always negotiate the best for his brokers.

Jacqui's going forward goals include getting back to basics with her clients, strengthening relationships with referral sources, and nurturing her team of associates, all of whom have strong and varied backgrounds. The team includes associates: Jerry Schindel, Laura Broad, Taz Rajan, Jo Gilbert, Travis Kulasekere, Bill Schmitt, Tom Daumler, Murray O'Donovan, Tony Piattell, Milica Legault, and administrator Charlene Varze.

"Having the powerhouse Mulikow team join Mortgage Architects is fantastic and a testament to the strength of our value propositions," said Meinhard (Meini) Ickert, Vice President of Western Canada for Mortgage Architects. "Our expansion and achievements are incredible and there is still so much more to come; it's very exciting."

Mortgage Architects is pleased to announce that Kevin MacGregor, with clients in Calgary and the surrounding areas, will be joining their fast growing team of Lead Planners in Alberta.

"I looked at several brokerage firms and really like the Mortgage Architects model, especially their many stand out value propositions like leadership, vision, ownership and access to exclusive lender myNext Mortgage Company," said MacGregor. After having worked early in his career in financial planning, the current focus at Mortgage Architects on mortgage planning was also a natural fit with MacGregor's financial planning background and current financial planner relationships.

While MacGregor has only been in the mortgage business for the last four years, he was able to reach Mortgage Architects minimum requirement of $25 million in annual volume through hard work, offering extended hours, and always being available to his clients for even the smallest question. "I have some great realtor relationships and am now starting to see my database mature where many of my clients are now returning for new mortgage needs," said MacGregor. "The tools available through Mortgage Architects will help me provide outstanding service to my clients and referral sources."

Kevin's going forward plans include starting a team that will draw on his past experience in management with a major Canadian bank. In the short term, MacGregor is looking to become more familiar with the products of all his available lenders while considering the possibility of a storefront office in the future. "I recognize the need to develop a team that can help me grow and I look forward to sharing my knowledge to help develop others and sharing the business among my team," said MacGregor.

"We're thrilled to be growing such a strong team in Western Canada," said Meinhard (Meini) Ickert, Vice President of Western Canada for Mortgage Architects. "Kevin MacGregor is an excellent addition to the team, bringing enthusiasm, new ideas and huge potential."

Mortgage Architects is pleased to announce that Services financiers Cybel has signed a corporate agreement with Mortgage Architects. This agreement will enable Services financiers Cybel to continue expanding the number of mortgage products offered to its partner financial advisors and their clients.

"We are very pleased to join the Mortgage Architects Planners Network," said President and veteran broker Andre Martel. "Mortgage Architects is a mortgage broker firm with a proven record in the Canadian market and is highly regarded by all lenders. One of the primary reasons we made this move was the reputation that Mortgage Architects has established in such a short period of time," said Mr. Martel.

The agreement enables Services financiers Cybel to access many key support functions like rate monitoring and marketing support, and allows them to offer their clients a wide-range of Canadian lenders. "This move will allow Services financiers Cybel to reinforce its position in the Quebec market," said Mr. Martel. Services financiers Cybel will also now have access to exclusive lender, myNext Mortgage Company. Clients may also be offered, among other services, a myNext white label home equity line of credit that can help them execute wealth-building and debt reduction strategies.

"We're very pleased to welcome Services financiers Cybel," said Bob Ord, Chairman & CEO of Mortgage Architects. "They have a fantastic reputation in Quebec, particularly among independent financial advisors, and we're very pleased to broaden our client base in Quebec in partnership with them."

ABOUT SERVICES FINANCIERS CYBEL Services financiers Cybel is a well-known mortgage brokerage in Quebec with strong partnerships with independent financial advisors and other financial services firms. The company's goal is to find the best financing conditions in the market for the clients of their partner advisors. The firm does business Quebec-wide and is subject to the Act respecting the Distribution of Financial Products and Services and the Regulations of the Autorité des marchés financiers [Financial Markets Authority].

Montreal, Quebec (September 30, 2008) - Proven industry veteran Jacques Dionne has joined Mortgage Architects as an independent mortgage broker operating under Courtier-Hypothécaire.com, giving the national mortgage brokerage significantly more market share in Quebec and the Montreal area.

"Jacques Dionne runs an extremely successful mortgage business and we're thrilled that such a high calibre broker has joined our team of Lead Planners," said Bob Ord, Chairman and CEO of Mortgage Architects. "He has a fantastic reputation in the Montreal area and within the lending community, and we are very impressed with his business building initiatives," said Ord.

Dionne had a very successful 15-year career as a real estate investor before entering the mortgage brokerage industry in 2003. He was first affiliated with Club Prêt, and then later with Mortgage Intelligence.

"I liked the exclusive product model that I had with my previous firm," said Dionne. "I was pleased to see that the planners at Mortgage Architects have access to their own exclusive lender, myNext Mortgage Company, which was definitely one of my primary reasons for making this move." Dionne is impressed with the agent-oriented underwriting and the competitive products and rates that myNext Mortgage offers. He is also pleased to have great support from both Mortgage Architects and myNext Mortgage and enjoys dealing with the very professional staff at both organizations.

Dionne is very optimistic about the future. His professional web site at www.courtier-hypothecaire.com generates considerable application volume (28,000 hits per year), which Dionne shares with the members of his team, and allows for targeted advertising (over 1,500 leads per year). Dionne's business plan focuses primarily on clients looking to refinance their property for debt consolidation or for investment purposes. His team's goal is to provide clients with value, which is why additional services are available through his office, including insurance, real estate brokerage and legal services. The team's expansion is in full swing and Dionne is considering recruiting additional associate planners.

Montreal, QC (June 11, 2008) - Mortgage Architects is pleased to announce the signing of Francine Beaulieu, an industry veteran with a rich background in both the real estate and mortgage brokerage industries.

We're thrilled that Francine Beaulieu has joined our team of Lead Planners," said Bob Ord, Chairman and CEO of Mortgage Architects. "She is extremely well regarded in the Quebec marketplace and we are very impressed with her wide range of real estate and financial services experience," said Ord. "She is an exceptional addition to our company."

"I joined Mortgage Architects for a number of reasons," said Beaulieu. "I like the ownership opportunities, the exclusive lender myNext Mortgage Company, and I'm really happy to be back working with Chantal Lepage and Sylvie Duchaineau. I know I can really count on their support."

Beaulieu began her career in 1982 as a real estate agent for Century 21 in Quebec City. In 1985, she obtained her real estate broker certificate and founded her own brokerage firm, where she recruited, hired, and trained over 200 real estate agents. In 1995, to strengthen her financial services skills, Beaulieu became licensed to sell mutual funds and life insurance. She began her career as a mortgage agent with Multi-Prêts Hypothèques in 1996, where she was also Director for East and Central Québec, responsible for agent hiring and technical support. In 2002, she was promoted to the position of Assistant Vice President for Business Development in Montréal. Beaulieu decided to work exclusively as a mortgage broker in 2003, developing a large database of satisfied clients and becoming a recognized specialist with her first-time homebuyer training seminars.

Beaulieu's going forward plans are to offer training courses to financial and insurance planners that will provide credits for their professional accreditations, and to develop her associates. Another key goal is to maximize her ownership opportunities at Mortgage Architects.

Edmonton, AB (May 1, 2008) - Mortgage Architects continues their Alberta expansion with the signing of Yvonne Wilchewski, an industry veteran who brings a strong overall financial background and a needs-based client process that focuses on more than just mortgage financing.

"I am so thrilled to be part of Mortgage Architects and am very excited about their approach to the overall financial wellness of our customer," said Wilchewski. "I have many professional relationships with financial planners and seasoned realtors, and together we care about the overall financial portfolio of the client."

Wilchewski has been in the industry for 19 years and has been instrumental in developing and building teams, and training and mentoring mortgage brokers. Her diversified career in lending started with London Life Mortgage Group, after which she became the first Account Manager with Genworth when they expanded across Canada. She has also held various management roles within the lending industry and was most recently with TMG The Mortgage Group. Yvonne rekindled her passion for brokering about two years ago and now has a great team working with her.

Wilchewski was attracted to Mortgage Architects because of their high ethical standards, customer-for-life strategy, and their exclusive lender, myNext Mortgage Company. She is impressed that Mortgage Architects only recruits or invites top-producing professionals. "I love Mortgage Architect's visionary leaders and their plans for the future. Meeting Bob Ord and Meini Ickert cinched the deal," said Wilchewski.

Wilchewski plans to focus on her numerous centres of influence, and will continue to meet with every client as she looks forward to helping each one of them reach their financial dreams. Wilchewski is also looking forward to growing and developing a top notch and highly focused team with the support of Mortgage Architects. "This is the last stop in my career and I really feel that Mortgage Architects is an amazing find," said Wilchewski.

Surrey, BC (April 29, 2008) - Significant growth continues for Mortgage Architects in British Columbia with the signing of Gale Tracey, an industry veteran who brings a strong overall financial background and a needs-based process that focuses on more than just mortgage financing.

"I definitely take a Client-For-Life focus," said Gale. "I've developed many professional referral relationships that include financial planners, accountants, lawyers, insurance professionals and even estate planning because I want to help my clients with all of their financial needs." Gale's "By Referral Only" coaching has assisted her in this mindset since 2001.

Gale has a strong financial services background that dates back to1976 at Continental Bank and in the mid 80's through the 90's at Royal Trust and eventually Royal Bank where she had numerous roles, including staff credit training, handling mortgage renewals and as the inbranch mortgage specialist. Gale left in 2000 for the mortgage brokerage industry where she was soon running her own business as an independent consultant.

Gale was attracted to Mortgage Architects because of the rich value offering which includes the exclusive lender, myNext Mortgage Company, and the company's vision for the future. "I'm so busy with my day-to-day client relationships that I really wanted to be with a company that had a vision and worked hard to give brokers value and help them build their businesses. I also like to network with like-minded professionals and I truly enjoy Bob Ord's roadshows and know that he will deliver many product innovations."

Gale is impressed that Mortgage Architects only recruits top-producing professionals and that they have to be invited to join the company. "I've worked with Meini Ickert before and appreciate the value and passion for the business that he and Bob Ord bring to the table. I started my career with many of the brokers here in the west so it does very much feel like I'm coming home," said Gale.

While already database driven, Gale plans to continue her focus on meeting her clients needs wherever they are in their life cycle. She also plans to take her service and business volume up a notch by bringing back a former employee in a licensed assistant role while never losing her family and work balance that she has always enjoyed. "I want the next 5 to 10 years of my career to be stellar ones and I know it will happen at Mortgage Architects," said Gale.

Belleville, ON (April 23, 2008) - Mortgage Architects is pleased to announce the signing of Craig Dick, giving the company a strong presence in the Belleville area and the entire Quinte Region.

"We're thrilled that Craig Dick has joined our team of Lead Planners," said Bob Ord, Chairman and CEO of Mortgage Architects. "He is extremely well regarded in the industry, has developed a solid client-centric business, and his vision for the future aligns with where we plan to take this company. We have had great success in the municipalities east of Toronto and in the Ottawa area and needed a high caliber broker like Craig Dick to open this part of Ontario for Mortgage Architects," said Ord. "This is fantastic news for our company."

After a successful career in leasing, working as both a credit and sales manager, Craig Dick moved into the mortgage industry with a small mortgage brokerage firm. After 4 years, Craig moved to a national mortgage brokerage where he spent the last 10 years developing a very solid referral-based business that generates over $45 million in annual mortgage volume.

Craig initially met representatives of Mortgage Architects at the national CAAMP conference but wasn't ready to make a move until he had researched all of the alternatives available. "I came to the conclusion that Mortgage Architects had the most to offer at this stage in my career," says Craig. "I was particularly impressed with their inhouse lender, myNext Mortgage Company, which can be responsive to our needs, and by the ownership the company offers to all lead planners. I was also very impressed with the team that is running the company," said Craig. "There is no one more experienced in this industry than Bob Ord and that instills a lot of confidence."

Craig has developed strong financial planner relationships and is looking forward to the company's strategic focus on mortgage planning. Craig has a storefront office on Front St. in downtown Belleville and is planning to build a team of like-minded individuals along with current associate planner Carol McLean.

Veteran broker Gerry Gillan has made the move to Mortgage Architects, joining the strong and fast growing team of mortgage planners in the Lower Fraser Valley. Gillan cites the ability to better meet client needs, the Mortgage Architects' management team, and mortgage planning as the primary reasons for selecting Mortgage Architects.

"I wanted to take an entrepreneurial focus with my business and begin to offer my clients a better value package," said Gillan. In making this move, Gillan will gain increased control over his client relationships and be able to offer a wider range of options, including products available through exclusive lender myNext Mortgage Company.

Gillan comes to Mortgage Architects after spending 30 years with a major Canadian bank, 14 of which were spent in the branch system and 16 in mortgage sales, first with the in house division and then later at the bank's mortgage brokerage affiliate. Gillan has primarily focused on conventional lending and construction financing and is now looking to broaden his reach and offer mortgage services to new target markets.

Gillan was also attracted to the leadership team at Mortgage Architects. "I was certainly aware of Bob Ord's history in the industry, particularly his ability to deliver strong results and create a very professional culture." Gillan was also impressed with Alice Chan and the other members of the team when they visited Vancouver as part of their national roadshow. "After so many years in this business, you really get a feel for people who are trustworthy. I also liked the fact that they take communication with their sales team very seriously."

Gillan is currently focusing on hiring an assistant and ultimately building a solid team of associate mortgage planners. Gillan also plans to focus on mortgage planning and developing strong relationships with financial planners. "I get 65 per cent of my business from my existing database and their demographics are such that they are ready for mortgage planning," said Gillan. The timing of this move fits perfectly with the needs of my database."

Maple Ridge, BC (March 25, 2008) - Exponential growth continues for Mortgage Architects in British Columbia with the signing of Rick Dumas, a well-established mortgage broker in the Vancouver area with strong links to the financial planning community.

"Mortgage Architects is a perfect fit with how I run my business now and where I want to be in the future," said Dumas. "My primary reason for making the move to Mortgage Architects was their focus on mortgage planning."

Dumas has successfully grown his mortgage business over the last seven years, even though his original intention was not mortgage brokering. After 10 productive years as a realtor, Dumas left the profession in 2000 to become a financial planner, earning his Certified Financial Planner (CFP) designation. The other planners in the office encouraged him to become mortgage licensed so that the office could offer more services to their clients. As business grew, Dumas decided to stay focused on mortgages, although he kept his life insurance license active until only recently.

"Clients really appreciate that I have the CFP designation when I'm helping them with their mortgages," said Dumas. "It's a professional package, particularly when I can take a broader look at their finances and talk about how their mortgage fits within their overall financial plan. And the financial planners really appreciate that they can refer their clients to my team knowing that we won't be recommending a course of action that is contrary to the financial plan that they have put in place for them."

Even though Dumas has since left the financial planning office where he started his business, he continues to have strong links to the financial planning community, which is his primary source of new business. Dumas has also maintained an extensive client database that spans as far back as the early 1990s and his days as a realtor. "We're very referral and database driven, and remain selective about which new clients and referral sources we take on. Our goal is to only work with like-minded individuals so that we can offer clients a high level of service while keeping our operation efficient," said Dumas.

The primary focus for Dumas is to solidify the current team, which consists of associates Dianne Rowland and Brian Pinter, along with office administrator Flori Chaykowski, while considering future expansion opportunities.

Mortgage Architects welcomes the company's first Lead Planner in the province of New Brunswick with the signing of Josette Landry Haché, a proven mortgage professional in Moncton and the surrounding area.

"My goal is to take care of my clients for life so the focus on mortgage planning at Mortgage Architects was perfect for me," said Josette. "I like the strategic direction but this move also allows me to keep better control of all of my client relationships, particularly those clients who are in a credit repair situation. This way I'm in full control and can deliver the mortgage experience that I want for all of my clients."

"I'm also thrilled to be bringing a company with such a great reputation to New Brunswick. I like all aspects of Mortgage Architects, from the ownership to the amazing service available from all departments within the company."

Josette has been in the financial services industry for 22 years, with a primary focus on lending and mortgages in the last eight. She finds her overall financial experience a benefit when talking to clients about their needs and goals because it allows her to better incorporate each client's mortgage within their overall financial plan.

Josette's primary short-term goal is to focus on learning which products are the best fit for each client situation, and advising her many referral relationships about her move to Mortgage Architects. Longer term goals include building a team that is compatible and will work together to deliver better customer service. The current team delivers over $30 million in annual mortgage volume and includes assistant Shelley Farrell and associate Tanya Hannah

"That addition of Josette Landry Haché to Mortgage Architects in Atlantic Canada is fantastic," notes Luisa Simonetti-LeBlanc, VP of Quebec & Atlantic Canada. "Josette is a well-regarded professional in Moncton and she significantly bolsters our presence in Atlantic Canada."

Louise Brunet, a proven industry veteran, is the newest high-performing broker to join Mortgage Architects, bolstering the national mortgage company's presence in Quebec.

"I want to be unique in my marketplace so I joined Mortgage Architects. They offer something different than other brokerage firms, which was my primary goal, and this move has given me an exciting new challenge," said Louise. "I really like the fact that they have the exclusive lender, myNext Mortgage Company. I also wanted to go to a company where staff and brokers are all very optimistic about the future and are happy to work together."

Louise Brunet has become a highly successful individual broker even though she has only been in the mortgage business since 2003. Louise found moving to the mortgage industry a relatively easy transition because of her many years of success in the life insurance industry. In 2000, she was recognized as the top producer in Quebec for RBC Insurance.

Daughter Sylvie Tassé currently works with Louise, although they both operate independent businesses. Louise is known for working long hours so she can be available to her growing customer base. "I'm fortunate that my dedication to my clients has given me such a strong referral-based business. I never have to advertise."

Louise is looking to add some administrative support so she can better manager the large volume of work she handles on her own, and plans to maintain her high level of customer service while keeping herself challenged with all this industry has to offer.

Don Stoddart along with Melanie and Rob McLister were honoured by the mortgage industry for Best Customer Service and Best Internet Presence respectively.

"These are two very strong award categories," said Bob Ord, CEO and Chairman of Mortgage Architects. "Every single broker in this business strives to provide good customer service so being recognized as the best is a fantastic and very well-deserved accomplishment for Don Stoddart. Similarly, because the internet is so crucial for today's business success, Best Internet Presence won by Melanie & Rob McLister signals that they are taking a lead role in the evolution of the mortgage industry in Canada," says Ord.

"These awards also point to the incredible depth of talent we have within the company," notes Ord. Don Stoddart has been an industry leader for over twenty years, while Melanie & Rob McLister are rising stars and are looking to become the next generation of broker legends."

"I am truly honoured to receive the Merix Award for Best Customer Service," says Don Stoddart. "I am proud that for the last twenty years my team and I have built our business one customer at a time." Stoddart subscribes to the philosophy that clients who are Raving Fans will be sure to refer their family and friends. With that in mind, Stoddart built a home setting within his office, creating the ideal environment for clients to discuss their financial and homeownership goals, one that would help empower them to make the right decisions for their family.

"We too are thrilled to have received the MGIC Canada Award for Best Internet Presence," says Melanie McLister. "It is wonderful confirmation that Canadian Mortgage Trends' consumer advocacy approach is working." The McLister's site at www.CanadianMortgageTrends.com is first and foremost an up-to-date source of unbiased mortgage advice and industry trends. The site has become a valuable resource to consumers, mortgage brokers, and industry professionals.

"CMT's community is growing quickly and the site now receives over 37,000 page views a month," says Rob McLister. "Its success is largely attributable to the seemingly unending support of our readers and of Mortgage Architects."

Less than two years after its launch, Mortgage Architects was nominated for a CMP Canadian Mortgage Award in the categories of Best Newcomer and Best Brokerage Firm (National Network). The company is recognized for its impressive market penetration, dynamic and innovative business model, and remarkable progress to date.

Mortgage Architects Lead Planner, Denis Brunet, was also nominated for Mortgage Broker of the Year in the National Network category. A 19-year veteran of the industry, Brunet was a long-standing CAAMP Director for Manitoba and has built a very successful business in Winnipeg-explaining his status as one of the industry's most highly accomplished mortgage brokers.

John Gallo, an associate planner in Victoria with Mortgage Architects who has built a very successful business around tax deductible mortgages, was nominated for Best Newcomer (Individual).

The CMP Canadian Mortgage Awards Gala, in its second year, was held on February 29th at the Liberty Grand in Toronto. It honoured the industry's best across 15 categories. Award recipients were subject to a very thorough nomination, research and judging process spearheaded by some of the most accomplished executives in Canadian business today. Qualification as a finalist, in itself, represented a considerable honour.

Pamela Valent (nee Cummings) is the newest Lead Planner at Mortgage Architects and is leading the company's aggressive expansion plans for Atlantic Canada.

"I had lots of brokerage firms trying to recruit my team but I really didn't have the time to investigate them all," says Valent. "My decision was primarily driven by an industry colleague's opinion whom I greatly respect, and who said that Bob Ord's firm was the only one to consider. I liked the idea that a visionary was setting the company's direction and that they weren't just focused on the present."

Valent notes that she was ready for a change and really liked the marketing and overall professionalism of Mortgage Architects. "Everyone was very helpful and interested in my business; it's like a family there," says Valent. The stringent recruiting requirements are another factor that Valent cites as one of the reasons for her decision. "I didn't want to join a firm that just hired anyone," notes Valent.

Valent's background includes some time with the Federal Government, one year with CIBC in their call centre, and then 6 years with a national brokerage firm. "I was very new to the business when I got into brokering, but I knew a lot of realtors so I had a good starting point," says Valent, whose business was initially based on realtor referrals but is now 50 per cent driven by clients and other referral sources.

The team consists of Ray Cummings, whom Valent brought into the business, and Debra Williams who has her own long history of success in the financial services industry. The team's goals are to possibly hire more staff but to mostly focus on their current business and eventually find a new storefront office.

"Opening Atlantic Canada with the signing of Pamela Valent is fantastic," say Luisa Simonetti-LeBlanc, VP of Quebec & Atlantic Canada for Mortgage Architects. "She's very well regarded in the industry because of the successful and professional business she has built in such a short period of time."

In a year and a half since its launch, Mortgage Architects has already earned prominent standing among the brokerage industry's established leaders. The recognition comes in the form of six prestigious Canadian Mortgage Professional (CMP) Award nominations, including Best Newcomer and Best Brokerage.

"We've definitely hit our stride," said Bob Ord, CEO and Chairman of Mortgage Architects. "In a relatively short period of time, we've managed to amass some of the brightest minds in the business. Our expansion and achievements have been incredible to date and we've only just begun. We continue to look for new and innovative ways to move our business and this industry forward."

Mortgage Architects' received nominations in the following categories:

Best Newcomer - Mortgage Brokerage Firm
Best Brokerage - National Network
Best Customer Service from an Individual Office - Don Stoddart, Brampton
Mortgage Broker of the Year - National Network - Denis Brunet, Winnipeg
Best Internet Presence - www.CanadianMortgageTrends.com - Melanie and Robert McLister, Windsor
Best Newcomer - Individual - John Gallo, Victoria

In the top two categories (Best Newcomer and Best Brokerage), Mortgage Architects has garnered considerable attention due to impressive market penetration, its dynamic, innovative business model, and its remarkable progress to date, including:

• Successful recruitment of an accomplished, veteran management team.
• A very rapid deployment, with annualized volume reaching $2 billion by the end of 2006 and $4 billion by the end of January 2008. The company is aiming for an annualized volume of $5.5 billion by year end.
• Exponential growth, with over 250 brokers serving Canadians coast-to-coast, backed by a corporate head office in Mississauga, Ontario and with regional offices in BC, Alberta, Manitoba, Quebec and Nova Scotia. The company boasts an impressive approval rating among its lead and associate planners in key business categories.
• The implementation of a strong value proposition for brokers has resulted in the attraction of industry top producers, with lead planners averaging an annual volume of $60 million, far exceeding the $25 million recruitment target. Planners share best practices and optimize operation models.
• Establishing a strong competitive advantage through ownership (Mortgage Architects is the only major brokerage firm to be majority owned by supporting planners) and an exclusive line of myNext mortgage products, as well as unparalleled value programs such as a custom on-line marketing site, CRM program, multi-lender points and discount points programs, commission processing and compliance.
• A strategic focus on mortgage planning and a strong commitment to best practices and broker development.

"The best is yet to come - this is only the tip of the iceberg," says Ord. "Despite the sub-prime and Alt A turmoil, we have a solid game plan for the future. It's only a matter of time before we realize our full potential."

The second annual CMP Canadian Mortgage Awards Gala will be held on February 29th at the Liberty Grand in Toronto. It honours the industry's best across 15 categories. The awards have an extensive nomination, research and judging process spearheaded by some of the most accomplished executives in Canadian business today. Qualification as a finalist, in itself, represents a considerable honour.

The next generation of high performing brokers are looking to the future with Mortgage Architects. Michael Wendland and his upstart team have achieved quick success in the industry and recently opened the newest Mortgage Architect office in Kelowna.

"I found several reasons to join Mortgage Architects," says Wendland. The leadership team, share ownership program, exclusive lender, and the high standards required to join the company are just some of the reasons cited by Wendland.

"I also like that the company wants to focus on doing more volume per office instead of hiring lots of brokers. And I wanted a distinct and memorable brand, one that has an element of exclusivity and isn't on every street corner," notes Wendland. "We're a busy office so the branding and marketing support is very powerful for us. I really like having high quality marketing tools at your fingertips and that all of the materials will be consistent for our office," says Wendland. "That's worth a lot because it'll make us so much more efficient. I used to spend too much time doing marketing materials and newsletters."

Wendland's youth is a great opportunity to bring new ideas to the growing team of proven performers at Mortgage Architects. Wendland is just six years out of University. "I started my career in a bank but found quite quickly that I needed something more entrepreneurial," says Wendland who left the bank to join a Mortgage Investment Corp in Kelowna, where he spent 3.5 years developing his expertise in commercial and private deals.

Fourteen months ago Wendland was presented with the opportunity to work with a realtor in Kelowna to open a new brokerage firm. After hiring some associates who were stronger on the A side of the business, the team had a very successful inaugural year. Commercial and private business continues to be at the forefront, comprising 80 per cent of Wendland's own mix of business and 40-50 per cent of the overall office.

Currently the team comprises three associates - Dave Vrabic, David Stelmaschuk, and Barb Himmler, as well as Erika Ford who is the office administrator. Wendland plans to possibly hire more associates but primarily focus on building volumes within the current associate group.

Dave Trithart is the latest high performing broker to join Mortgage Architects, significantly bolstering the company's presence in western Canada. Trithart, whose team achieved just under $200 million in volume in 2007, cites the Mortgage Architects' management team, share ownership, and the exclusive lender, myNext Mortgage Company, as the primary reasons behind making the move.

"This team is thrilled to be home," explains Trithart, a veteran in both residential and commercial mortgages. "We're very familiar with the management team - Bob Ord, Alice Chan, Kelly Neuber and Lorraine Sato are all tops in their fields. Bob knows where the industry is going and how we can best capitalize on opportunities. Mortgage planning and database marketing are key strategic directions for the future and we want to be with the team that is going to make it happen."

The Mortgage Architect management team recently came to Edmonton to present the company's results and future plans to Dave and his team. "We want to be with a firm that provides excellent communications with the broker group, and this last roadshow demonstrates their commitment to keeping us informed," notes Trithart.

The ownership model was another compelling value proposition to both Trithart and his associates. "It'll be a great way to motivate and retain staff," notes Thrithart who has always believed that it's critical to work cooperatively with associates rather than as employer/employee. "I don't want to train my eventual competitors."

Trithart also feels strongly that based on his history, Bob Ord will create niche products to meet unmet and emerging customer needs. "I like the exclusive lender model and Bob has proven in the past how well this can work for us in our marketplace," says Trithart.

The team currently consists of 3 underwriters and 8 associate brokers: Adrianne Lautner, Chuck Miller, Debbie Jacobsen, Doug Fredeen, Elaine Symiest, Lauren Hills, Randall Riemer, Sean Trithart, Stephanie Blake, Tigo Larose, and Tom Kuester.

Kelowna's Scott Peckford is the newest high-performing broker to join Mortgage Architects, bolstering the national mortgage company's presence in BC and throughout the Okanagan Valley.

"I'm looking forward to an absolutely exciting future in the mortgage business," says Peckford. "Mortgage Architects is a perfect fit with our vision and goals. I was really attracted to their focus on mortgage planning and also the ownership opportunities."

Peckford has only been in the mortgage business for 2.5 years and notes that he wasn't even aware of Bob Ord's track record before being introduced to Mortgage Architects. "But after doing some research, I quickly determined that his leadership can see clear of the current Alt A and subprime market turmoil and find new opportunities for the broker group. I also like the exclusivity of the lender and that Mortgage Architects has high standards for broker recruitment," says Peckford. Even though he was being actively recruited, Peckford made up his mind very quickly after meeting with Meini Ickert, the region's Vice President. "Meini did a great job of outlining the company's vision and value propositions."

"I have been very lucky," notes Peckford. "My wife Shannon built a very strong foundation so I didn't start from scratch (in the mortgage business), and she really shortened my learning curve." Shannon Peckford started as a mortgage broker herself only 5 years ago, after working as a successful financial advisor with CIBC Wealth Management. "She did all of the initial start up work, which made my transition into this industry so much easier, and helped propel us to $42 million in volume last year. Now she's stepping back a bit to spend time with our young family," notes Peckford.

Scott Peckford's going forward goals are to focus on mortgage planning and help clients' structure their debt to build wealth. The team is currently structured in a way that Scott does the opening and closing with clients, while his two licensed assistants, Liane McKellar and Karen Shale, handle the underwriting. Other going forward goals include adding more associates who fit with their business model, and developing a new partnership with Michael Wendland.

The ability to build a successful company with some of Canada's top producing brokers, and then eventually see that success monetized through ownership opportunities, is the primary reason Vancouver area Al Trompetter made the move to Mortgage Architects.

"I really like the ownership proposition," says Trompetter. "When the company is sold I want to be in an ownership position. Too many successful brokers are working hard to create equity for someone else. I really like this model."

Trompetter cites the high quality people at Mortgage Architects along with new product opportunities through myNext Mortgage Company as other factors that helped clinch his decision. "There is a great team building here. The brokers at Mortgage Architects are top performers with great reputations in their communities. I also have great respect for Meini Ickert, the region's vice-president, and I enjoyed meeting Bob Ord and listening to his vision for the future. He knows where this industry is going and how to best capitalize on opportunities," says Trompetter.

Along with associates John Robinson and Sonu Bachra, Trompetter is working hard to open a new storefront in beautiful White Rock early in 2008. Trompetter is looking at adding a few potential associates for the new office to help support his growing referral-based business.

"The addition of Al Trompetter and his team greatly strengthens Mortgage Architects in the Vancouver area," says Meini Ickert, VP of Western Canada for Mortgage Architects. "He's built a fantastic business and I'm thrilled they've joined the team here in Western Canada," notes Ickert.

After successfully establishing a mortgage brokerage business in downtown Vancouver, Lawrie Thom looks to the future with Mortgage Architects.

Thom, who completed the Canadian Securities Course, has been moving his business toward the mortgage planning model over the last four years. "The strategic direction of Mortgage Architects resonated strongly with how I'm doing business now and where I see myself going in the future. We share the same vision and goals," says Thom.

Thom has a process in place to work with his clients so they can take full advantage of the equity in their homes, whether for investment or rental property purposes. "I also plan to focus on building my business primarily through my database. I believe that Mortgage Architects has the strategic vision and support to take my business to that next level," notes Thom.

Thom has had almost 20 years in the real estate industry, having worked as a realtor and an appraiser before turning to mortgage brokering. Thom is looking to the strong support at Mortgage Architects, including Meini Ickert locally and the marketing team nationally, to help him build a strong long-term business. "I really like the concept of having ownership of Mortgage Architects and working together to create something great," says Thom.

Thom's expansion plans include hiring several associates who are committed to his belief of always doing what is best for his clients. He also plans to focus on his customer database system and programs, and reconnecting with realtors in the area. "I had a great meeting with Bob Ord and he was actually instrumental in helping me decide where to locate my new strorefront office," notes Thom.

"That addition of Lawrie Thom to the Mortgage Architects team in British Columbia is fantastic," say Meini Ickert, VP of Western Canada for Mortgage Architects. "He's extremely professional, has been very successful, and shares our vision of the future. It's just fabulous to attract another top-producer to the team here in Western Canada," notes Ickert.

Top performing brokers, strategic direction, ownership and compliance were some of the key reasons Maple Ridge's Glen Kelleway chose Mortgage Architects over five other brokerage firms.

"I was very impressed at the per broker volume Mortgage Architects is achieving. They are attracting the top producing brokers in Canada, so they became the brand with whom I want to affiliate," says Kelleway. Overall Kelleway found that Mortgage Architects was a strong fit with his own vision and goals, particularly with respect to mortgage planning and developing more business with financial planners.

Kelleway describes himself as analytical and persistent. "I built a spreadsheet of over 40 critical factors leading to my decision of where to move my license. Based on that list, Mortgage Architects became my first choice." Meeting with Bob Ord helped clinch his decision. "Bob Ord has huge credibility and I liked his philosophical approach, primarily with respect to his vision and ethics. Meini Ickert, VP Western Region, who I've known for a number of years in the mortgage industry, further solidified my decision to join," says Kelleway.

Although a relative newcomer to the mortgage industry, Kelleway's business has grown substantially over the last five years. With a strong technology background and on the board of directors for two companies and a service organization, Kelleway moved to the mortgage world relatively easily and with quick success.

"My technology background has served us well," notes Kelleway. "Our use of technology is geared to our clients' interests by achieving and maintaining a virtually-present and almost paperless office. A key to building our clients' wealth is using our knowledge to their advantage." The team focuses on underwriting all deals using a very structured format so that anyone in the office can obtain a quick synopsis of each deal's status.

The team of Kelleway Mortgage Architects defines itself by "5Ps": producing, principled, professional, personable and proactive. Kelleway's going forward goal is to hire some additional staff to further extend value-laden service throughout BC to individuals buying or refinancing residential real estate. Current team members include underwriter Anton Lina, Heather Francis who manages marketing and operations, and Helen Crawford, administrative assistant and current co-op intern from Simon Fraser University.

Industry veteran Diane Berube has joined the Mortgage Architect team in Quebec, bolstering the company's presence in the Montreal area, particularly in the South Shore.

Diane started her own mortgage company in 2003 along with her son David Mayrand, after a successful 25-year career with a major Canadian bank. While they would consider their core business to be mortgages, their goal is to take a holistic approach to client service and offer a full range of financial products - high interest savings accounts, mutual funds, segregated funds, insurance, as well as residential and commercial mortgages. "We have people in our office who are both mutual fund and insurance licensed so we can meet our clients' financial needs, not just their mortgage needs," explains Mayrand.

"We don't focus on mortgage volume but instead on meeting our clients' financial needs. That's one of the reasons we joined Mortgage Architects," notes Diane. "We share a common vision, particularly when it comes to product development, mortgage planning and commitment to client service. We were attracted to the professionalism of Mortgage Architects and the stellar image they have created since they entered this marketplace."

"We thank the Mortgage Architects team in Quebec - Luisa Simonetti-LeBlanc, Jeannine Ledoux, Chantal Lepage and Sylvie Duchaineau for presenting the company's vision and the fantastic support they've provided so far. When we met with Bob Ord it confirmed our view that Mortgage Architects sees this business the same way we do. We're on the same page and that's why Mortgage Architects was the only firm we considered," says Diane.

Diane and David have plans to expand their business through recruitment of like-minded professionals. "We want to recruit the right people, those that view a mortgage as part of an overall financial plan and not a one-time transaction," says David. Associates Marc Boulianne, Jacques Merulla, and Chantal Boisseau round out their team of financial professionals. Their office is located at 195 Saint-Charles West in Longueuil.

Hugh Jean-Claude is the latest in a line of industry power brokers to join the Mortgage Architect lineup, bolstering the national mortgage company's presence in Quebec and throughout the Greater Montreal Region.

Jean-Claude is also the company's first Montreal-area broker who is also a certified financial advisor. The designation provides him with a unique competitive advantage in the marketplace.

"Trust is critical in the broker-client relationship," says Jean-Claude. "As a financial advisor, I find my clients have a greater sense of security in making their mortgage decisions. A more diversified level of expertise means we can look at the bigger picture and that's important. It's also critical that Mortgage Architects values the planning aspect. It's quite clear to me that they know how to bring value to consumers as well as their front-line brokers, and that was a key factor in this move."

Working directly with a skilled team of associate planners and assistants, Jean-Claude estimates his team's annual funded mortgage volume should reach $60 million by next year. In the meantime, the move to Mortgage Architects has already resulted in vital business gains.

"The management team is second-to-none," says Jean-Claude. "I'd like to personally thank Luisa Simonetti-LeBlanc, Jeannine Ledoux , Chantal Lepage and Sylvie Duchaineau for their incredible support throughout this transition. They've looked out for my best interests during the entire process. I've been so impressed with the respect I've been shown that there's no question I've aligned myself with the best the industry has to offer. Integrity, service and talent-it doesn't get better than this."

Jean-Claude, who is also AMP-certified, serves the Greater Montreal Area, Laval and the North and South Shores, offering full-service and customized mortgage planning. He operates a storefront location at 10217 boul. Pie IX, suite 203, Montreal, QC. His team includes associate planners Martin Buisson, Gina Clerveau, Hedens Lagardere and assistants Ginny Exantus-Durand and Louisa Jean-Claude.

Mortgage Architects has positioned itself favourably in the London-St. Thomas mortgage market, with the signing of leading mortgage broker Russ Bain and his team.

"The number one motivator behind this move is the unparalleled professionalism and support offered by Mortgage Architects," says Bain. "The leadership team is second to none in the industry. They demonstrate a solid commitment to their front line brokers-something that is invaluable when it comes to business growth and superior client service."

Under the new Mortgage Architects banner, Bain already has his sights focused on expansion, with plans to add an additional broker to his existing team of associate planners, Joanne Fleming and Bartek Rygal. Currently, the team's annual funded mortgage volume is approximately $45 million, but the team expects that figure will swell to $55 million in the new year.

"We've aligned ourselves very strategically," says Bain. "Mortgage Architects shares the main principles that have been vital to our own success-the most significant of which is integrity. Consumers can expect the best advice, products and options to not only secure their dream of homeownership, but set them on a course that also takes into account their future financial freedom."

With close to 10 years experience, Bain boasts a considerable portfolio, offering full-service mortgage planning and a vast product line-up for all types of buyers, properties and unique financial needs. He serves a number of communities, including London, St. Thomas, Woodstock, Strathroy and surrounding areas.

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Vancouver, BC (August 7, 2007) - With significant expansion underway in the West, Mortgage Architects is pleased to announce the signing of North Vancouver-area mortgage broker John Parker and his Tudor Mortgage team, whose portfolio is expected to exceed $100 million in annual funded mortgage volume this year.

A perennial top-producer and AMP-certified veteran, Parker cites leadership as the number one reason behind the move.

"I have the utmost respect for Bob Ord and his leadership team," says Parker. "The talent and vision that exists under one banner is incredible. This is truly an organization of top-flight professionals-a who's who of the industry's finest. I simply could not pass up an opportunity to be a part of that. The synergy is unparalleled."

Parker's own success can be attributed to experience, with nearly 30 years in the financial sector, and a strict adhesion to the mission statement he set out for himself-"to always provide solutions that are in the client's best interest." The philosophy, shared and upheld by Parker's team, has earned Parker a loyal clientele, as evidenced by an impressive repeat and referral rate. Incidentally, it is also a fundamental component of Mortgage Architect's service model-a fact that supported Parker's decision to change banners.

"This move reinforces my long-standing values and commitment to put the client first," says Parker. "Overall, it will be a seamless changeover. The only noticeable difference will be greater choice through the myNext suite of products, and of course, the ongoing roll-out of new and innovative mortgage options."

Parker and his associates serve the Lower Mainland of British Columbia, where the housing market continues to experience unparalleled momentum. Greater Vancouver, for example, is ahead nearly seven per cent in unit sales year-to-date compared to the same period in 2006, while average price maintains double-digit appreciation. The region is poised to break records once again this year.

The team, including associate brokers Sherlene Bycheck, Glen Wong and Tanis Senun, as well as administrators Mark and Christine Parker, will operate from a storefront location at 223 Mountain Highway, Suite 112 in North Vancouver. They also maintain an internet presence at www.tudormortgage.ca.

Mortgage broker Alison White, whose team represents approximately $80 million in annual funded mortgage volume, has joined Mortgage Architects as a lead planner in Windsor-Essex County, securing the company greater visibility and market share in Southwestern Ontario.

White and partner Sal Sarkis, both AMP-certified veterans, cite ownership, the product line-up and a place among the industry's top producers as key factors prompting the move. The timing of the deal was also quite positive, as The Financial Times recently pegged the city as the "number one small city for investment in North America."

"There is a lot of potential that exists in Windsor's housing market right now, and I think people are starting to realize it," says White. "Hopefully that will spark some welcome momentum in the marketplace, which will coincide perfectly with our change in banners. Under Mortgage Architects, our clientele will benefit from greater opportunities through a broader range of product offerings and a greater focus on customized mortgage solutions. It positions us favourably and we're very excited."

Making the leap from one of the country's largest brokerage firms, White notes that leadership was also a primary factor influencing the move-Mortgage Architects is headed by industry trailblazer Bob Ord, who serves as Chairman and CEO.

"Ord is renowned for his vision," says White. "His ideas are innovative, and he has demonstrated the talent, the ability and the knowledge to move not only an organization forward, but the entire industry as well. There's no doubt that Mortgage Architects is built on a solid foundation, and I believe its ascent is a near certainty. We're proud to be part of the fold."

White and Sarkis will operate from a storefront office in Windsor at 3353 Walker Road. Their team consists of licensed associate Sarah Carter and associate planners Victor Lehan, Tanner Gorica, Scott McCullough, Bickram Grewall, and Tracy Delcol.

The desire to join an exclusive network of the "industry's best" is what prompted Ottawa broker George Walker and his team to make the move to Mortgage Architects.

The team, representing nearly $40 million in annual funded mortgage volume, secures the company a considerable presence in Ottawa's heated marketplace, the third largest in Ontario. The timing is ideal, given the strength of the area's housing market, with sales volume up seven per cent year-to-date and poised for another record-breaking year.

"With the company comprised exclusively of the industry's top producers, there's no question that Mortgage Architects has serious clout and significant potential to become the country's leading powerhouse brokerage," says Walker. "That's definitely something I want to be a part of, not to mention the obvious advantages-from innovative products, management support to ownership. The company's forward-thinking approach virtually guarantees success! What's more, the move will certainly bolster our appeal with consumers."

Walker notes the single most visible improvement will be enhanced service. Clients will benefit significantly, with increased communication, education and a stronger focus on mortgage planning. The more comprehensive experience will ensure consumers receive tailored solutions that best fit their personal goals and financial situation.

"Mortgage Architects upholds the same unique principles that have long been the cornerstone of my own success," says Walker. "The company clearly recognizes the mortgage industry is not, and should not be, a cookie-cutter business. Homebuyers are individuals, each with distinct needs. Given that securing a mortgage is the largest financial venture most will make in a lifetime, it should be more than a standard transaction. Our ultimate goal is to help buyers choose options that could shave years off their mortgage, and save thousands of dollars in interest over the long-term. Mortgage Architects empowers the consumer. I'm proud to affiliate myself with this progressive, up-and-coming organization."

Walker and his team of associate planners-Chris Quinton, Sheryl Ladoucer, Arthur Dzialakiewic and Ed Schwartz-operate from a storefront location at 1445 Stittsville Main Street in Ottawa, serving the city and its surrounding areas. It also maintains a presence on the Web at www.georgewalker.ca

With the signing of veteran broker Maria "Connie" Da Silva, Mortgage Architects has bolstered its presence in Montreal, Laval, and the Greater Island Area.

Da Silva and her powerhouse team of mortgage planners, including Michel Blanchette and Jeff Da Silva boast an annual funded mortgage volume in excess of $50 million.

"With the move to Mortgage Architects, there's no question that business is set to climb," says Da Silva. "Innovative marketing initiatives will help us foster future growth both in terms of our own clientele and our funded volume. The model is ideal in that everyone comes out ahead, particularly the consumer who benefits from greater financing options and an increased level of service."

In over 25 years as a mortgage planner, Da Silva has had a front-row seat to the evolution of the mortgage industry. She's seen a lot, she explains. There have been many ideas floated about over the years and various industry newcomers-a few fell flat while others have gone on to success.

"Nothing," she says, "has been as ground-breaking as the Mortgage Architect model, but it's more than that alone. It really is about vision. The leadership team has an incredible handle on what will work in today's marketplace while simultaneously laying the groundwork to take it to a progressively higher level tomorrow. There's always an eye to the future. The gears are always churning. The vision of Mortgage Architects is like kinetic energy, a phenomenal force waiting to explode and fulfill the promise of its potential."

Mortgage Architects has experienced steady growth since its inception in September 2006, with strategic expansion from coast to coast. Broker membership is extended exclusively to the industry's top producers, so that consumers may benefit from experience through careful and tailored mortgage planning instead of a simple rate-shopping experience. "I truly believe Mortgage Architects represents the gold standard of quality," notes Da Silva. "I make this move with complete confidence."

Mortgage Architects has plans for further expansion throughout Quebec, with recruitment ongoing. The company opened a Quebec Regional office earlier this year.

Mortgage Architects has gained a strong presence in Quebec City with the signing of one of the area's top-producing mortgage brokers, Stéphane Bruyère.

"Bruyère is highly visible, well known and well respected within the region," says Bob Ord, Chairman and CEO, Mortgage Architects. "He has established himself as an expert in the field and an unparalleled force in the marketplace. He is, without a doubt, an incredible asset to the Mortgage Architects team, and we are proud to welcome him to the fold."

A 10-year industry veteran, Bruyère boasts an annual funded volume of over $45 million-a substantial figure given Quebec City's size relative to other major Canadian centres.

"The move to Mortgage Architects is a highly strategic one for me," says Bruyère. "Ownership was a considerable factor. I love the entrepreneurial aspect. I am exploding with ideas-this sector has so much potential. The vision and innovation of this organization, combined with the concept that you are joining not only a company but a 'family,' are just a few of the benefits that played a fundamental role in my decision."

Competitive advantage was also a significant consideration, notes Bruyère, who cites the myNext line of mortgage products as an addition that will bring great value to his clientele. Customer satisfaction is key, given Bruyère's philosophy that the relationships he builds with consumers are meant to last a lifetime. An AMP-certified professional, Bruyère believes in best practices, education and integrity. The majority of his business is conducted through repeats and referrals. He is a sought-after industry spokesperson who is regularly featured in radio and print media.

"The move to Mortgage Architects is an extraordinary opportunity to connect with and work along side the best minds and the greatest talent that this industry has to offer," says Bruyère. "To be counted among that calibre of professionals is a tremendous distinction."

Bruyère has plans to further his frontrunner status, expanding his business in part through the appointment of an associate broker, the implementation of cutting-edge technology, and his on-going customer care program. He currently operates with a team of three administrators-Manon Legrand, Roch Bruyère, and Dominique Bédard.

The opportunity to expand mortgage options for clients and improve service, combined with the prospect of joining an elite broker network, prompted Francine Tracey to make the move to upstart brokerage Mortgage Architects.

"Our clients are our first priority," says Tracey. "I feel strongly that the association with Mortgage Architects will benefit consumers through second-to-none mortgage product offerings, best rates, and more choices than ever before. Mortgage Architects has built a solid foundation of best-of-breed mortgage brokers across the country. By implementing strategic recruitment policies, they have established a reputation for excellence, and that certainly positions us with a distinct competitive advantage in the marketplace."

Tracey also cites the opportunity for ownership as a significant factor in the decision to join the firm. "I've spent over 20 years in this business," says Tracey, "and I have never seen a broker model that brings so much to the table. The idea of creating an in-house lender (myNext Mortgage) specifically tailored to the needs of mortgage brokers and their clients was a real seller for me. I switched to this model knowing that the result will be increased value added services and products that I can offer my client base. "

Francine Tracey is an AMP-certified veteran. Her career achievements speak volumes of her dedication, both during her years with a major financial institution and subsequently, as an independent broker. Along with a team of four licensed associate planners-Paul Anaka, Darius Molaee, Sonya Thind, and Elana Rendell-Tracey boasts an annual mortgage volume of over $85 million. Her "team system" guarantees clients unparalleled service, resulting in a business that is built almost entirely upon repeats and referrals.

"We've already established ourselves as force in this industry," says Tracey. "The move to Mortgage Architects is designed to take us to the next level. I believe that together our growth will be unprecedented in the mortgage market."

Canadian homebuyers can now borrow up to 80 per cent of their purchase price without requiring mortgage insurance with Bill C-37, the new Canadian legislation that amends the law governing financial institutions, which became effective April 20, 2007.

"This is great news for Canadian home buyers, especially first-time buyers and those looking to refinance," says Bob Ord, Chairman & CEO, Mortgage Architects. Based on an average home price of $290,000, a home buyer with a 20 per cent down payment will save about $2,320 in insurance fees. Those with less than 20 per cent down will still be subject to insurance premiums.

Prior to the introduction of Bill C-37, a bank could not provide a mortgage loan for more than 75 per cent of the value of the property, without having the customer purchase mortgage insurance. Bill C-37 raises the loan to value ratio requiring mortgage insurance now when a mortgage is at over 80 per cent loan to value, instead of over 75 per cent.

"Our planners meet many customers who worked hard to save for a hefty 25 per cent down payment in order to avoid paying the insurance premium," said Ord. "They may scramble to find the money from various sources or wait too long to purchase and often watch from the sidelines while housing prices are escalating. This change will allow those homebuyers to save less and get into their new home faster.

"We recommend that anyone who wants to take advantage of this opportunity to speak with one of our experienced mortgage planners. Today's market is very complex, with an overwhelming abundance of products and options. Canadians need an experienced mortgage planner who understands the intricacy of the marketplace and who can provide recommendations and a mortgage plan based on their needs and long-term goals."

Mortgage Architects has strategically positioned itself to capture significant market share with the appointment of industry veteran, Meinhard (Meini) Ickert, to Regional Vice President of Western Canada.

Ickert brings to the table over 30 years of financial industry experience-the past seven of which were spent fostering channel growth for a major Canadian bank. His unparalleled knowledge and expertise are ideally suited to establish Mortgage Architects as a frontrunner in the western provinces.

"Meinhard Ickert is a consummate professional and the premier choice to spearhead this major strategic undertaking," says Bob Ord, Chairman and CEO, Mortgage Architects. "His career accomplishments are extraordinary and he has an impressive track record of delivering results, but more than that, his integrity, commitment and standard of excellence are what makes virtually all that he touches a resounding success." The MBABC recently presented Meini with an Outstanding Contribution Award in recognition of his involvement with MBABC, particularly educational-oriented activities.

As Regional VP of Western Canada, Ickert will be responsible for leading recruitment efforts throughout the west, as well as providing core support to Mortgage Architects' network of lead and associate planners. He will also enhance relationships with and act as a direct liaison for the company's key lenders.

"This is truly the opportunity of a lifetime," says Ickert. "The foundation of our business has shifted. Mortgage products are evolving daily and so are distribution channels. The senior management 'dream team' at Mortgage Architects, spearheaded by industry veteran Bob Ord, is working diligently to introduce innovative, creative and competitive financing options to the Canadian public. Their vision and strategic direction will change the industry as we know it. " Click here to save this news item.

"The Canadian mortgage market is clearly much stronger than its U.S. counterpart," says Bob Ord, Chairman and CEO, Mortgage Architects. "U.S. housing appreciation over the past two years has been primarily driven by mortgage product innovations that have contributed to irresponsible borrowing-it's a financial free-for-all for the masses. There are loans underwritten using less than full documentation standards and non-owner occupied mortgage loans. Second liens that allow borrowers to avoid mortgage insurance are gaining acceptance among first-time and subprime buyers who would otherwise be unable to make a traditional 20 per cent downpayment.

Hybrid ARMS entice borrowers with low initial fixed rates, but are vulnerable to payment shock risk at the ARM reset dates. Is it any wonder why 44 American lenders have failed in the last six months?"

Product and consumer differences, sheer volume, regulatory factors, as well as performance and risk profiles differ significantly. Subprime originations in the U.S. totaled $570 billion in 2006, of which $450 billion was securitized. This area of lending has experienced exponential growth in the past five years, representing 22 per cent of American originations in 2006. Canada's non-traditional market remains small at five per cent of total originations (just under $10 billion) in 2006 (with less than $5 billion of mortgages securitized to date).

"While it is true that some exotic mortgages are making their way into the Canadian marketplace, their share of the market is too small at this point to have any material impact," says Ord. "Our lending criteria makes it more difficult to default on these loans.
In Canada, for example, lenders are paid for deficiency on sales. We have options available to us that will make the lender 'whole' on foreclosure. Moveover, 50 per cent of defaults in this country are 'cured', meaning that the borrower either sells the property or borrows the money elsewhere."

In recent years, the trend to borrow against home equity has also mushroomed in the U.S. to a record high of eight per cent of disposable income. Although borrowing against home equity has played an important role in overall mortgage market activity here, it only represents four per cent of disposable income.

"Canadian consumers are also much more conservative in their spending habits," says Ord.
"Consumer bankruptcies in Canada fell by 6.4 per cent in 2006, following a nominal increase in 2005. Mortgage arrears are currently at record lows - in clear contrast with the U.S. where delinquency rates are now at levels not seen since 1991."

"All in all, the Canadian non-traditional mortgage market should thrive going forward," says Ord. "While subprime and alternative products exist in Canada, the safeguards in place in the Canadian marketplace-particularly in the form of regulations and strict qualifying criteria-make for a more stable environment, without question. Canadians are clearly not biting off more than they can chew, and the foundation of this market remains solid."

"It is amazing," says Charland. "The sheer volume of talent that this ambitious upstart brokerage has attracted is really unprecedented, but it comes as no surprise when you weigh the value proposition and take a look at the corporate leadership team. There's no question that ownership is a primary motivational factor, but running a close second is the talent at the helm-Bob Ord and his team are cutting-edge, setting a new standard for innovation. They simply don't believe in the status quo, so you know it's only going to get better from here. Who doesn't want to be a part of that?"

Charland, an AMP-certified professional, is a relative newcomer to the mortgage brokerage business. Yet, with less than four years of experience, she is already averaging close to $50 million in annual volume. Her success is tied closely to her fortitude and skills acquired through a background in real estate, marketing and advertising.

"You can put everything you have into the development of your business, but there has to be a distinct strategy in order to make it work," says Charland. "Aligning myself with Mortgage Architects provides a definite competitive advantage, particularly with the myNext suite of mortgage products. The exclusivity combined with core values of integrity, expertise and commitment to progress place Mortgage Architects and its network of agents at the forefront among consumers and competitors alike."

Charland will operate out of a storefront office on Labelle Blvd. in Rosemère. She will work with a team of several associates including François Deslauriers, Josiane Deslauriers, France Charland and Patrick Martin.

"The progress of this fledgling brokerage is astounding, without a doubt," says McLeod. "This business model is brilliant-an incredible motivator-assembled by a corporate management team that is spearheaded by one of the industry’s most prominent trailblazers. It virtually guarantees success, providing brokers with a greater vested interest in their own accomplishments and giving them the tools necessary to maximize their results. With the broker network eventually owning up to 80 per cent of the company, you can certainly expect phenomenal growth at an unprecedented rate. "

McLeod, an AMP-certified veteran with an annual funding volume of $50 million, specializes in residential mortgages with particular expertise in serving the self-employed. Her extensive background in investment banking and brokerage is an ideal complement to her strategic business acumen.

"Each of us is already an industry leader in our own right," says McLeod. "What we gain by banding together under the Mortgage Architects banner is a much stronger presence through branding, marketing and greater credibility. Clients benefit with access to the exclusive line of myNext mortgage products, greater negotiating power and accessibility via a cross-country referral network-topped by the assurance that they have engaged the best in the business."

Operating a storefront location at 2114-54th Ave. S.W. in Calgary, McLeod will lead a team of two professional associates including Yvonne McLeod and Claudia Ponce.

"It is with tremendous confidence that I make this career move to Mortgage Architects," says Coyne. "I have no doubt it will be an overwhelming success, given the talent that is on board. Bob Ord and his powerful line up of senior management boast an impressive track record of industry accomplishment. I am certain Mortgage Architects will continue to carve out a major presence in the mortgage industry."

An AMP-certified veteran with over 20 year’s of financial sector experience-10 as a mortgage broker-Coyne has become a serious force in her local marketplace. In an area where average price hovers around $265,000, Coyne’s annual funded mortgage volume of $30 million carries significant weight-particularly since it is built almost entirely upon repeat and referral business.

"The move to Mortgage Architects is certainly a move forward for my business," says Coyne. "It will open the door to greater opportunities-especially given the ownership component. The line up of myNext mortgage products will allow me to offer a broader range of options to my clients, and, with this management team, you can rest assured that more unique and creative concepts are always brewing. I look forward to joining this talented group of colleagues and friends at such an exciting time in our industry."

Coyne, who specializes in residential real estate financing, will operate from a storefront location on Dundurn Street in Hamilton.

"The value proposition that Mortgage Architects has put forth is unparalleled," say St.-Louis. "It's an obvious choice in that it provides a greater vested interest and more significant benefits to being among the top producers in the business. What's more, the approach to selective recruitment upholds an impeccable industry standard that positions brokers with a distinct competitive advantage in the marketplace. It was simply an offer that could not be refused."

The ability to bring greater value to clients while gaining a competitive advantage in the marketplace prompted Brandon Antonini to join Mortgage Architects as a Lead Planner.

"This move is about bringing the best that the industry has to offer to the table," says Antonini. "Mortgage Architects is recruiting the mortgage industry’s leading frontrunners and giving them access to innovations designed to improve all facets of the customer experience -- from cutting-edge technology, communication and information to an unparalleled line-up of exclusive mortgage products."

The AMP-certified veteran, formerly with Westcor Mortgages, is a proven force in the Calgary market. Antonini will lead a team of several associate brokers from their convenient storefront location at 1905 Centre St. NW, Suite 105.

"This new direction affords me the opportunity to provide more solutions and a faster response," says Antonini. "Ultimately, that translates into an enhanced level of service and the ability to exceed client expectations time and again. The commitment to quality is what sets a good broker apart from a great broker. These corresponding values made Mortgage Architects a natural choice. I look forward to financing Alberta’s future, while growing a business that I truly love."

A native Albertan, Brandon Antonini is proud to support local charitable organizations that have a positive impact on the foundation of Alberta’s communities--its families. He holds a Bachelors degree in business administration and is also a champion auctioneer.

ABOUT MORTGAGE ARCHITECTS INC.
Mortgage Architects Inc. is a national and Canadian-owned and operated mortgage brokerage focused on delivering mortgage-planning services to Canadians. Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals for homeownership and financial security. For more information www.mortgagearchitects.ca

The award, presented at the CMP Canadian Mortgage Awards, came as a surprise for Ord who is one of the most recognized executives in the business today. He is renowned for building several mortgage brokerage powerhouses virtually from the ground up since 1975. Over the years, he has played an integral role in the success of industry giants such as FirstLine Mortgages, Mortgage Centre Canada, Filogix Inc. and Mortgage Intelligence, to name a few. Ord's advocacy for mortgage brokers and visionary influence has helped propel Canada's broker origination channel to record market share and new levels of respect and authority. As such, in 2004, Ord was inducted into the Mortgage Hall of Fame by the Canadian Institute of Mortgage Brokers and Lenders (CIMBL).

"This is certainly a tremendous honour," says Ord. "The mortgage sector in Canada has come a long way in the past 30 years. I am thrilled to be a part of an industry that is on the cusp of some truly phenomenal progress. I believe the best is yet to come. It is an exciting time to be a leader in this business."

Ord's most recent success has been the establishment of upstart brokerage Mortgage Architects and lender myNext Mortgage Company. Less than a year after its launch, Mortgage Architects was nominated for a CMP Canadian Mortgage Award as Best Newcomer to the market. The company is recognized for its impressive market penetration, dynamic and innovative business model, and remarkable progress to date, including:

• Successful recruitment of an accomplished, veteran management team.
• A very rapid deployment, with annualized volume reaching $3 billion by the end of 2006 (the company was formed in Spring 2006 and incorporated in June 2006).
• The implementation of a strong value proposition for brokers has resulted in attraction of industry top producers, with each lead planner averaging an annual volume of $65 million, far exceeding the $25 million threshold.
• Establishing a strong competitive advantage through ownership (Mortgage Architects is the only major brokerage firm to be majority owned by supporting planners), an exclusive line of myNext mortgage products and unparalleled value programs such as a custom on-line marketing site, CRM program, points and discount points programs, commission processing and compliance.
• A detailed strategic direction with exponential growth planned over the next several years and a corporate goal of achieving $10 billion in volume in less than 5 years.

Mortgage Architect Lead Planner, Peter Majthenyi, was also nominated for Mortgage Broker of the Year in the National Network category. Majthenyi is a 19-year veteran, who proudly maintains an impressive repeat/referral rate of over 80 per cent of his overall business-explaining his status as one of the industry's top producers for several years running.

The CMP Canadian Mortgage Awards Gala, in its inaugural year, was held on February 16th at the Liberty Grand in Toronto. It honoured the industry's best across 12 categories. Award recipients were subject to a very thorough nomination, research and judging process spearheaded by some of the most accomplished executives in Canadian business today. Qualification as a finalist, in itself, represented a considerable honour, given that over 6,200 nominations had been proposed.

ABOUT MORTGAGE ARCHITECTS INC.
Mortgage Architects Inc. is a national and Canadian-owned and operated mortgage brokerage focused on delivering mortgage-planning services to Canadians. Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals for homeownership and financial security. For more information www.mortgagearchitects.ca

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"Having a stake in the company is particularly appealing for a mortgage broker," says Lynn McLellan. "There is definitely a greater vested interest. Moreover, the opportunity to be part of an exclusive network of top producers is incredibly motivating. There's no doubt that Mortgage Architects will be a serious force in the industry given its talent pool and potential for growth."

"The leadership team at Mortgage Architects was also a significant factor in the decision to switch banners," says Stephanie Barritt. "They are a forward-thinking, cohesive group, whose knowledge and experience speak volumes. Bob Ord, in particular, is always one step ahead of the industry. He has an incredible sense of where this business is headed and is often the first to bring innovative new concepts to the forefront."

McLellan and Barritt, both AMP-certified professionals, will operate the newest Mortgage Architects office in Panorama Village - a storefront located at 15153 #10 Highway, Unit 101. Two associate mortgage planners, Jason Marshall and Sandra Hastie, will also join the company.

ABOUT MORTGAGE ARCHITECTS INC.
Mortgage Architects Inc. is a national and Canadian-owned and operated mortgage brokerage focused on delivering mortgage-planning services to Canadians. Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals for homeownership and financial security. For more information www.mortgagearchitects.ca

Donna Dalonzo, Pela Nickoletopoulos, Danielle Tremblay, Francine Perrier, and Valerie Whissell have all joined the company, which officially opened its doors for business in Quebec in December 2006.

"Mortgage Architects welcomes these veteran brokers to the team," says Luisa Simonetti-LeBlanc, new Regional Vice President, Quebec and Atlantic Canada, Mortgage Architects. "Their commitment and dedication to their clientele have set the standard for excellence for mortgage brokerage in Quebec to date. Their association with Mortgage Architects will allow them to bring more value to their customers and business partnerships, particularly through the exclusive myNext mortgage products and support provided by Mortgage Architects."

Despite being the new kid on the block, Mississauga-based Mortgage Architects is expected to exceed $4.1 billion in business nationally by year-end. The new entity restricts membership to veteran brokers and provides them with an equity stake in Mortgage Architects. To date, more than 140 Lead and Associate Planners across the country have joined the firm. Lead planners must meet a minimum mortgage volume of $25 million per annum. Up to 80% of Mortgage Architects will be owned by the brokers themselves.

"We've assembled the industry's cream of the crop and given them a vested interest in the success of this operation," says Bob Ord, Chairman and CEO, Mortgage Architects. "Mortgage Architects clearly marks the evolution of the Canadian mortgage business."

ABOUT MORTGAGE ARCHITECTS INC.
Mortgage Architects Inc. is a national and Canadian-owned and operated mortgage brokerage focused on delivering mortgage-planning services to Canadians. Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals for homeownership and financial security. For more information www.mortgagearchitects.ca

ABOUT MYNEXT MORTGAGE COMPANY
Canadian-owned and operated myNext Mortgage Company is a next-generation mortgage lender, built by some of the most experienced professionals in the industry to deliver innovative products, excellent customer satisfaction, and to apply unique securitization techniques. myNext focuses on product development for Canadians with specific needs, like the self-employed, investment property purchasers, high income/low equity professionals, Canadians with past credit problems, and those who need to reposition their finances because of personal circumstances. Mortgage products are exclusively distributed through Mortgage Architects Inc. For more information www.mynext.com

Mortgage Architects has the driven, imaginative, and visionary leadership that is necessary to take mortgage brokerage to the next level. In recent years, the business has seriously evolved - with a large number of both A and B mortgage products on the market, longer amortization periods, and a competitive new business environment across the country. Mortgage brokers are helping clients find the perfect mortgage from the virtual plethora of product in the marketplace.

"With the industry changing ever-so rapidly, it's so important to be in the loop," says Olson, who works out of RE/MAX House at 3923 17th Ave. SW in Calgary. "Knowledge speaks volumes and Mortgage Architects has it in abundance. You want to be on top of changes, especially when they have an impact on your business."

Olson, who has been in mortgage brokerage since 1988, is looking forward to networking with like-minded professionals who share her vision.

ABOUT MORTGAGE ARCHITECTS INC.
Mortgage Architects Inc. is a national and Canadian-owned and operated mortgage brokerage focused on delivering mortgage-planning services to Canadians. Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals for homeownership and financial security. For more information www.mortgagearchitects.ca

The ownership opportunity played a major role in Ramsay's decision to join Mortgage Architects. The trust factor, in terms of leadership, and the chance to provide valuable input into new product development, was also significant.

"Given that our major source of business is Ontario's farming community, our mortgage requirements are substantially different than those found in larger centres," says Ramsay, whose head office is located in Orangeville. "By joining forces with Mortgage Architects, we're able to have a direct say in financial products that will specifically meet the needs of our clientele."

Ramsay and eight colleagues operate out of offices located in Orangeville, Alliston, Bradford and surrounding areas. A fourth office is expected to open in the coming months. The cohesive team has over 150 years of combined experience in the mortgage brokerage business.

ABOUT MORTGAGE ARCHITECTS INC.
Mortgage Architects Inc. is a national and Canadian-owned and operated mortgage brokerage focused on delivering mortgage-planning services to Canadians. Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals for homeownership and financial security. For more information www.mortgagearchitects.ca

"The value proposition is even more evident given the company's potential for future growth," says Majthenyi, a mortgage broker with close to 20 years of experience in the Greater Toronto Area (GTA). "There's tremendous opportunity to expand the business through the acquisition of mortgage professionals who are well-educated and highly professional, individuals who truly fit the Mortgage Architects profile. We're building a Canadian mortgage powerhouse, one broker at a time."

The management team's deep-rooted history, influence and prior success in the Canadian mortgage brokerage business also weighed heavily in Majthenyi's decision to join Mortgage Architects earlier this month. Majthenyi's office is centrally-located in Bloor West Village in the GTA. His team consists of three associate planners and two administrative assistants.

ABOUT MORTGAGE ARCHITECTS INC.
Mortgage Architects Inc. is a national and Canadian-owned and operated mortgage brokerage focused on delivering mortgage-planning services to Canadians. Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals for homeownership and financial security. For more information www.mortgagearchitects.ca

"We found the level of professionalism at Mortgage Architects second to none," says Steil, a veteran mortgage broker with over 10 years of experience. "It's comforting to know that mortgage volume alone does not guarantee admission. Membership is restricted to industry professionals who bring a wealth of knowledge and experience to the table. Mortgage Architects has set the new standard in the industry for professionalism."

Expectations are high at Mortgage Architects. The leadership team, consisting of Bob Ord, Alice Chan and Kelly Neuber has assembled the best brokers in the business. In turn, they have provided efficiencies, marketing support, and opportunities to progress that have never before been experienced in the industry.

"Simply put, they know how to run a business," says Steil. "The mortgage brokering industry has grown tremendously in the last five years and industry awareness is unsurpassed, from new insurance companies to 50-year amortization periods - they know about it before it happens."

"Mortgage Architects is dictating the future of the mortgage industry," explains Shilmar, a broker with over 12 years of experience. "The Canadian-owned company offers access to the most respected and innovative products in the industry, enabling us to provide the most competitive mortgage rates and plans to our clients."

Lead planners Rae Steil, Judy Shilmar and Lisa Lafrance along with three associates, MJ Glaser, Jo Ann Jones and Diane Baxendale are located in a heritage building in Calgary, one of the country's most vibrant real estate markets. Their office officially opened its doors for business as Mortgage Architects on November 1st.

ABOUT MORTGAGE ARCHITECTS INC.
Mortgage Architects Inc. is a national and Canadian-owned and operated mortgage brokerage focused on delivering mortgage-planning services to Canadians. Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals for homeownership and financial security. For more information www.mortgagearchitects.ca

"With the experience, talent pool, and exclusive myNext product line, Mortgage Architects is the ultimate dream team," says Simpson. "I am thrilled and flattered to be invited to work with this elitist group of professionals."

Simpson has joined Mortgage Architects as a lead planner in the Ottawa area. Her finance and brokerage experience total more than 30 years.

"I was drawn to Mortgage Architects from its inception," says Simpson. "The management team assembled by Bob Ord is the very best in the industry. Ord himself is a visionary. His ability to identify and capitalize on trends in the marketplace virtually guarantees the coast-to-coast success of this organization."

ABOUT MORTGAGE ARCHITECTS INC.
Mortgage Architects Inc. is a national and Canadian-owned and operated mortgage brokerage focused on delivering mortgage-planning services to Canadians. Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals for homeownership and financial security. For more information www.mortgagearchitects.ca

ABOUT MYNEXT MORTGAGE COMPANY
Canadian-owned and operated myNext Mortgage Company is a next-generation mortgage lender, built by some of the most experienced professionals in the industry to deliver innovative products, excellent customer satisfaction, and to apply unique securitization techniques. myNext focuses on product development for Canadians with specific needs, like the self-employed, investment property purchasers, high income/low equity professionals, Canadians with past credit problems, and those who need to reposition their finances because of personal circumstances. Mortgage products are exclusively distributed through Mortgage Architects Inc. For more information www.mynext.com

"I was looking for an innovative new concept that would allow for greater creative control, a chance to brand myself, and an equity stake in a proven entity," explains Heimbecker. "I also wanted to work with high volume brokers who are among the best in the industry - the super brokers who have a wealth of knowledge and information to share. Mortgage Architects fulfilled that need."

Heimbecker believes that a seismic shift will occur in the mortgage business in the very near future. "Information is key," he says. "The abundance of product in the marketplace is lost on many consumers due to the fact that traditional lending institutions are not simply explaining the options currently available. Our role as mortgage planners is evolving. We take a more hands-on approach -- we look at all the mortgage products in the market and make recommendations to our clients based on their requirements. The banks aren?t going to satisfy that need anytime soon." At present, mortgage brokers represent over 30 per cent of all originations and that figure is growing, thanks to help from CMHC, GE, and Genworth, all of whom are working to make homeownership more accessible. They recognize that "change" is in the air.

ABOUT MORTGAGE ARCHITECTS INC.
Mortgage Architects Inc. is a national and Canadian-owned and operated mortgage brokerage focused on delivering mortgage-planning services to Canadians. Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals for homeownership and financial security. For more information www.mortgagearchitects.ca

ABOUT MYNEXT MORTGAGE COMPANY
Canadian-owned and operated myNext Mortgage Company is a next-generation mortgage lender, built by some of the most experienced professionals in the industry to deliver innovative products, excellent customer satisfaction, and to apply unique securitization techniques. myNext focuses on product development for Canadians with specific needs, like the self-employed, investment property purchasers, high income/low equity professionals, Canadians with past credit problems, and those who need to reposition their finances because of personal circumstances. Mortgage products are exclusively distributed through Mortgage Architects Inc. For more information www.mynext.com

"The key to our phenomenal success is clearly our unique business model," explains Bob Ord, Chairman and CEO, Mortgage Architects. "We've become a quick success because we're focusing on the legends of the industry, we've given them a vested interest in our success, and we're backing them up with a professional management team that has proven success in the Canadian market. Everyone involved in this venture is excited to be building an innovative Canadian mortgage company."

• Greg Nowik and Cindy Nowik, both of Nanaimo/Port Coquitlam, BC
• Kelly Curtis, Victoria, BC
• Denis Brunet, Winnipeg, MB
• Mike Mallette, Barrie, ON
• Joe Sammut, Bolton, ON
• Don Stoddart, Brampton, ON
• Carol Kollar, Brampton, ON
• Greg Eade, Burlington, ON
• Ray Silvestri, Burlington, ON
• Jame Grabham, Caledonia, ON
• Paul Gazzola, Guelph, ON
• Brian Nason, Hamilton, ON
• Rob Floris, Hamilton, ON
• Sam Migliaccio, Hamilton, ON
• Dan Balch, London, ON
• John Cavan, Milton, ON
• Marg Green, Mississauga, ON
• Rose Baldin, Oakville, ON
• Gwen Angell, Oakville, ON
• Mark Goode, Orillia, ON
• Debbie Belair, Ottawa, ON
• Louis Seguin, Ottawa, ON
• Mike Brain, Windsor, ON

Lead planners are required to have annual mortgage volume in excess of $25 million prior to joining. Mortgage Architects is expected to add to its all-star lineup in the months ahead. By year-end 2007, the company is projecting $4.1 billion in annual mortgage volume and a run rate of over $5 billion.

• Bob Ord, Chairman & CEO
• Alice Chan, SVP & Chief Operating Officer
• Jane Skoblo, Chief Financial Officer
• Tommy Kan, Chief Information Officer
• Kelly Neuber, VP Marketing
• Barb Morgan, VP Ontario
• Luisa Simonetti-LeBlanc, VP Quebec & Atlantic

ABOUT MORTGAGE ARCHITECTS INC.
Mortgage Architects Inc. is a national and Canadian-owned and operated mortgage brokerage focused on delivering mortgage-planning services to Canadians. Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals for homeownership and financial security. For more information www.mortgagearchitects.ca

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The company, which officially opened its doors for business in September 2006, has already reached a run rate of $2 billion in volume. By year-end 2007, mortgage volume is expected to exceed $4.1 billion, with its run rate over $5 billion.

"Mortgage Architects raises the bar in the industry and redefines the broker's role," says Bob Ord, new Chairman and CEO of Mortgage Architects based in Mississauga. "It's just not as simple as a mortgage transaction anymore. Today's market is very complex, with an overwhelming abundance of products and options, including interest-only mortgages, 35 to 40 year amortization periods, over 100% financing, a variety of stated income products for the self employed, credit repair and debt consolidation, equity take out for renovations, not to mention five separate mortgage insurers. Canadians need an experienced mortgage planner who understands the intricacy of the marketplace and who can provide recommendations and a mortgage plan based on their needs and long-term goals."

More than 100 Lead and Associate Planners across the country have joined the firm to date and interest is mounting. Lead planners must meet a minimum mortgage volume of $25 million per annum.

"We've assembled the industry's cream of the crop and given them a vested interest in the success of this 'made in Canada' operation," says Alice Chan, SVP and Chief Operating Officer of Mortgage Architects. "A professional management team and mortgage planners with proven success in the Canadian market have been recruited to build Mortgage Architects. The company is built by Canadians for Canadians."

Lead and associate planners also have the exclusive rights to myNext mortgage products, a new and innovative Canadian mortgage lender. "myNext Mortgage Company is fortunate to have arranged exclusive distribution with mortgage planners who are considered the elite in the mortgage brokerage industry," says Lorraine Sato, VP of Underwriting for myNext Mortgage.

Both the mortgage brokerage distribution channel and overall funded mortgage volumes are seeing extremely strong growth. The Filogix Industry Report found that funded volumes YTD to June 30, 2006 increased 21% over the same period in 2005. At the end of second quarter 2006, outstanding mortgage credit in Canada stood at $682 billion, an 11% year over year increase according to CMHC. Mortgage brokers now represent more than 30 per cent of all originations.

"Mortgage brokers are gaining acceptance across the country," explains Ord. "Mortgage Architects will capitalize on the current trend and take the role of the broker one step further."

ABOUT MORTGAGE ARCHITECTS INC.
Mortgage Architects Inc. is a national and Canadian-owned and operated mortgage brokerage focused on delivering mortgage-planning services to Canadians. Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals for homeownership and financial security. For more information www.mortgagearchitects.ca

ABOUT MYNEXT MORTGAGE COMPANY
Canadian-owned and operated myNext Mortgage Company is a next-generation mortgage lender, built by some of the most experienced professionals in the industry to deliver innovative products, excellent customer satisfaction, and to apply unique securitization techniques. myNext focuses on product development for Canadians with specific needs, like the self-employed, investment property purchasers, high income/low equity professionals, Canadians with past credit problems, and those who need to reposition their finances because of personal circumstances. Mortgage products are exclusively distributed through Mortgage Architects Inc. For more information www.mynext.com

For more information, please contact: