An interest-only mortgage (to 80% LTV) that lowers monthly payments and maximizes purchasing power. Buy the home you want, or channel the difference to other needs like your business, investments, or whatever your situation requires.

• 3 & 5-year fixed rate
• 90-day rate hold for fixed terms
• First mortgage maximum $500,000; minimum $75,000
• Second mortgage maximum $100,000; minimum $10,000
• Up to 80% loan-to-value for interest-only portion. Up to 95% with second mortgage
• 20% prepayment and 20% increase in payment options every year
• Flexible payout & prepayment options
• For purchase, refinance and equity take out
• One time rate drop 7 days prior to closing (if applicable)