Your Gate to Financial Balance

Joe Sammut is a key independent Mortgage Broker with an extensive list of high caliber clients.  Devoted to your mortgage needs, with over 60 years of combined experience, Joe Sammut and his Mortgage Gate Team of professionals are committed to making your mortgage experience an effortless and rewarding one.

Joe joined the mortgage industry in 1992 having worked in the financial services industry since 1987.  Clients appreciate his forthright manner and keen sense of humor and his genuine interest in helping them find the best mortgage.  Joe takes great pride in working with individuals to help make their mortgage decision easier and provides them the knowledge they need to make intelligent decisions about their financing.  Joe strives to create a unique experience for his clients by making them feel confident and comfortable in moving forward to reach their financial balance.  These qualities, along with his in-depth knowledge of the industry make him a great resource for his clients.

With over 30 lenders to choose from, we're able to shop and compare to find the right combination of mortgage features, options and rate to meet your requirements.  We specialize in:  first-time buyers, renewals, refinancing, debt consolidation, mortgages for the self-employed, investment property financing, up to 107% financing, recreational property financing, rate guarantees, and second mortgages.

We do all the leg work for you - obtaining the right mortgage doesn't have to be difficult.  Let us open the gate to financial balance.  Complete our simple on-line application or make a quick phone call, our Team can process your mortgage in record time!