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Radius Financial and Mortgage Architects are of part of Pacific Mortgage Group. As related companies, they work together to deliver exceptional mortgage services to Canadians. Radius, formerly myNext Mortgage Company, is an approved lender with the largest Canadian mortgage insurer, Canada Mortgage and Housing Corporation (CMHC), and Genworth Financial. Our approved lender status allows us to offer products that meet a broad range of mortgage needs. There are many reasons customers prefer a Radius Financial mortgage, including

  • No branch network: We pass on the savings to you.
  • Competitive mortgage products
    • Conventional and high-ratio;
    • Up to 95% financing (includes 5% borrowed down payment);
    • Stated income for business-for-self;
    • Vacation/secondary homes;
    • Investment properties to 80%;
    • New to Canada;
    • Refinance for debt consolidation, renovations;
    • Low payments through long amortizations.
  • Flexible pre-payment options - prepay up to 20% of your principal at no charge on any payment date during the year and increase your payments by up to 20% once per year;
  • Flexible payment options - monthly, accelerated bi-weekly, accelerated weekly, semi-monthly (any payment date);
  • Mortgage may be transferred to a new property or assumed by new purchasers upon qualification;
  • Competitive pay out privileges - you may prepay your mortgage in full prior to maturity upon payment of an early discharge penalty that conforms to industry standards;
  • Competitive renewals for customers in good payment standing.

Speak with your Mortgage Architects mortgage broker today about Radius Financial.